home bias 3

HOME BIAS 3

The wage slaves over pay to “own” ( you never own your home, you pay the bankers rent in the form of mortgage and then you pay the local government rent in the form of property tax ) their home which is not much more than a modern cardboard and tin shack and they over pay for the privilege of being as far away from the roving gangs the city charges them to NOT control as possible and to be as close to their jobs as possible to minimize the cost of getting there.  Does anyone remember the quaint notion of old time factories actually doing something about worker living quarters ( you subsidize that to pay them less which made you money )?  Our corporations are today so greedy and incompetent that transportation and housing have been totally outsourced to the workers.  You are, in effect, working a huge portion of your life as a hidden tax for the privilege of working.  And, like today’s college education, that is absolutely zero guarantee you can get or keep a job.  It is just the entry level price to start looking.  Nobody sees much wrong with the whole concept of interns, where the schmuck goes to work for free as an audition.  At least back in the day, apprentices got room and board and were taught a trade in exchange for labor.  Now, you go to school for several years at tens of thousands of dollars and then work for free to showcase the skill you already have, and only a few percent get a job that way.

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Houses are no longer an investment.  They never were except insofar as the difference between ownership and rent.  The dwelling itself was a money pit, a lifelong source of expense.  But if it was cheaper than rent, even with upkeep, you were “paid” the difference.  And yet most people were fixated on home ownership as if that in itself would shower them with joy and happiness and wealth and security.  Like it was a big teddy bear stuffed with treasure.  At most, it was a savings from rent- which itself was just a cost of finding a job ( no one would live in most places they do if it wasn’t for their job ).  Rent is a modern concept, a kickback to the corporate owners.  Your village was too far away from the factory, so part of your wages was the factory owned housing.  Okay, rent took the form far before that in urban areas, but life was predominantly rural and rent wasn’t the norm.  Living where you farmed, and living in a local material self-constructed dwelling was.  It was the Industrial Revolution that got folks off the farm into rental spaces.  Now, renting is the norm and having your own land to grow food is both discouraged and penalized.  And home ownership is also now being penalized.  The lords and masters are going broke and are desperate and are squeezing home owners for more and more “rent”.  There is no longer any reward in it, just penalties.  More next time.

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