lucifer's tool 3 of 3

LUCIFER’S TOOL 3
*
free book.  Alien invasion https://amzn.to/2LaeD45 . 
*

Being in debt to prep is like putting a tourniquet on your dingus.  By squeezing the base you increase your girth, which makes your gals hoo-hoo feel tighter even though she was rode hard all through college over at the all Black fraternity.  But if you leave it on too long the poor bastard falls off.  Short term gain, long term pain.  Do you REALY want your dingus to fall off?  No, right.  Not that staying in a corporate job run by females castrating you daily doesn’t eventually have the same effect, so all that extra money is a wee-wee killer also, but we won’t mention that ( although, think about it.  Slurping corporate she-ass.  Is the extra money really worth it?  Why? So you can slurp the wife’s ass, bribing her to stay with you?  I’ve been here.  It isn’t really very manly ).

*

Now, I grant you, NOT being in debt isn’t really all that helpful in a standard middle class life.  Rent, mortgage payment, all the same thing really.  Same amount out of your paycheck.  Live in the suburbs, you’ll have a car.  Same amount.  As long as the total credit card debt is low, even the high interest rate isn’t any different than just shopping at the third cheapest store rather than the first.  When a house or car interest payment is around five percent, it is hard to fuss over said cost of debt.  The only thing being out of debt does is gives you options.  That is what you are buying by refusing to be in debt.

*

Yes, you sleep better at night.  You have the option of quitting a crappy job.  Those things are psychologically priceless.  They are golden.  They are quality of life.  I don’t doubt that for a second and neither should you.  But just strictly speaking financially, debt just constricts your options.  It isn’t a matter of huge costs, which is why it is so easy to fall into the trap.  Sure, if you had two years wages of personal credit card debt at 20% interest, that would be another matter.  But I’m speaking of the long term low interest loans.  The ones barely above principle payment every month ( who the heck would be silly enough to rack up debt on that high of a rate card, anyway? ).

*

Being in debt essentially just traps you in the work and debt cycle perpetually.  That is why it is so bad, not the marginal extra cost from interest.  It takes away almost all options to prepping, especially the best prep of all, jumping off the gerbil wheel.  If you can escape the rat race, prepping is fun and easy.  If you have to scrape together more diminishing wages or scarce credit, it is a lot harder to prep.  And no where near as enjoyable.  Living cheap is easy, as long as you are not trapped in debt or in an expectation of appearances.  Living cheap means you can prep cheap, PLUS prep more and faster.

*

I hate to get into a philosophical tirade here.  You start sounding all Hippie-Dippie and readers tune out.  Damn, Jim, what the hump are you babbling about?  Talk about guns with FLIR scopes, dude!  Yet, being out of debt isn’t JUST about options or sleeping better at night.  It is liberating to the degree that you feel free.  And feeling free is a very scarce commodity today.  How can you feel free, regardless of how many silver coins or cases of ammunition you have, if you are beholden to bankers and corporate whores willing to allow you to keep your job? 

*

Now, I’m willing to wager most of my loyal minions already know all this.  Yet, knowing and doing are two different things, are they not?  Are you free, or aren’t you?  Mostly free is great, but it still isn’t enough.  Life is not about toys.  It is about living your life as well as you can.  Not enjoying it in a nihilistic way, but in a satisfactory way.  When you die, will they say, “he followed his passion and made a difference”?  Or will they mention you were a good boy and bought too much house for a bitch of a wife and paid off all your debt? 

*

Money is a useful tool.  But we all make enough to buy anything we need.  We don’t need debt. It is the pussy’s easy way out.  Damn, dude!  There is a YouTube video for everything.  You could be the world’s clumsiest doofus and still be able to build your own house now.  At 1/20^th the cost of just principle alone of a standard banker financed one.  And it will be off-grid independent at no additional cost.  Sure, you can never be grid independent if you still used 4kw of juice a day.  But if you follow the 80/20 rule, you can be power company free for just $1,000 ( I look at off grid “expert” videos of couples needing 5kw of panels JUST for a fridge and freezer and washing machine and laugh my junk off ).

*

Also, think of the added benefits of not having any debt.  You are a cocktail party conversation all by yourself!  The envy of all men and the object of lust by all women.  Well, okay, perhaps not the last part.  But still!  I know it was easy to get into debt and rather hard to get out of it, but nothing worthwhile was ever easy.  Do you think writing this good was something I bought ( “12 Easy Steps Bullshitting Your Audience For Fun And Profit” )?  It was free, after many years of blood and sweat.  It is my passion.  I love it.  And I was only able to devote myself to it 100% after I got out of debt.

*

After your bare bones prepping supplies are met, I’d recommend to you that getting out of debt is the next most important thing.  No, not if you think it won’t matter.  If you really think the end is nigh now, and supplies are more important than pursuing your lifestyle choice, I can see you giving it a lesser priority.  If the collapse is tomorrow and the bankers last only six months past the PetroDollar crash, debt won’t much matter.  But if you look at eliminating debt as a longer term prepping tool, I would indeed place it at number two priority.  Remember that options part.

( .Y. )

( today's related link https://amzn.to/2mjaexa )

Please support Bison by buying through the Amazon ad graphics at the top of the page ( or from www.bisonbulk.blogspot.com ).
*** Unless you are in extreme poverty, spend a buck a month here, by the above donation methods or mail me some cash/check/money order or buy a book. If you don't do Kindle books, send me the money and I'll e-mail it to you in a PDF file.  If you donated, you may request books no charge.   My e-mail is: jimd303@reagan.com  My address is: James M Dakin, 181 W Bullion Rd #12, Elko NV 89801-4184
*** Pay your author-no one works for free.  I’m nice enough to publish for barely above Mere Book Money, so do your part.*** junk land under a grand *  Lord Bison* my bio & biblio*   my web site is www.bisonprepper.com *** Wal-Mart wheat***Amazon Author Page
* By the by, all my writing is copyrighted. For the obtuse out there