Sunday, July 15, 2018

apocalypse software 2 of 2


APOCALYPSE SOFTWARE 2
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note: Our quarterly Wal-Mart run was interesting.  The pig humpers tried to hide the good "back to school" sales from me.  The $5 memory stick was back in the electronics section is the remotest end cap, and all the notebooks were hidden in the regular stationary isle WAY away from the "sale" section.  Most were 50cents or higher, but on a low shelf they had a grand total of two stacks of 25cent notebooks.  The difference?  ten less pages.  70 page notebook for a quarter or eighty pages for double that.  You can't defeat me anymore, Waltons!  I don't have to shop there, and when I do I take my sweet ass time.  Found 4.66cent rimfire ammo.  I'm sure few are worse than Remington, but the "only less worse" rounds were far more at Wally and even at Sportsman's Guide the same brand was 5.17cents a round ( both were total end cost, sales tax and shipping included ).
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To continue “worst case expense” factored into the cost of any item you buy.  Or, more specifically, being the deciding factor in deciding to buy or not.  I’m sure you remember me talking of this many times.  Obviously I won’t ever sink a well because of up front cost, but also because I know with all the new idiot neighbors they will drain the aquifer, thinking they are still living in some tropical hell of Mexico and they can waste water like it was air.  PLUS, knowing how poorly all things are now made ( even in Germany, Jesus weeps-thank you minion report-and what is next?  Japan? ), I should count on the pump failing way before its rated time.
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I won’t build a “real” house.  I don’t just factor in the cost of the materials.  I assume my taxes go from $2 a month to $75.  Property tax is insane in this state ( so anyone who tells you to move here because they don’t have state income tax is a lying scumbag bastard.  Don’t move to Nevada!  If you live in Nevada, move away ).  To build is to erect a sign begging that dingus licking RINO whore Sandival to sodomize them.  I’ll keep my houses on axels, and not just any axels either ( mobile homes are taxed special ), thank you very much.  I see the true cost of a house and see that as being unaffordable to me.
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Owning a car isn’t JUST about the monthly payment, or the cost of gas.  If your transmission goes, do you have two grand ready to be pulled out of your ass?  That is the true cost of owning a car, a lottery event sticking a Detroit Dildo up your ass ( and you thought nothing was made in America anymore! ).  This true cost is so bad most folks just get rid of the old car prior to the transmission blowing and tack on another seven years of payments.  Sure, it costs a lot more, twenty thousand instead of two, but they don’t have to come up with extra money at the end of the month.  If you can’t handle random price shocks such as this, you can’t afford a car.
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I try to keep telling you that owning a semi-auto isn’t JUST the cost of double that of bolt actions.  You need three times the ammunition, at a minimum, and the cost of magazines.  A bolt action 223 with a case of ammo is $700 ( I assume you want brass instead of steel so you can hit something ).  An AR twice that cost of the bolt, plus the THREE cases minimum you need, plus a minimum of twenty mags ( which is WAY too low, but what the hell ) is two thousand.  You aren’t buying a $700 AR, you are buying a $2k one, whether you realize this or not.  If you can’t afford to triple the cost of owning and feeding a semi over a bolt, you have no business owning one.
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Now factor in intangibles.  The cost of buying silver isn’t just having illiquid savings.  You eliminate the stress of waking up one morning and in the immortal wise words of South Park “aaaannndd……it’s gone!”.  So are you paying a cost or are you actually saving in effect?  The cost of that mortgage isn’t just $1k a month ( even if nothing ever breaks ), it is the soul crushing life draining demands of a job you don’t even like so that a wife who you don’t really like because the feeling is mutual ( “I’m not a whore, you can’t expect me to have sex when you want it!”.  Hey, we agree on something.  You’re NOT a whore.  A whore would hump me after taking all my money ) can have a place to live in style.
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That house costs a heck of a lot more than $1k a month.  You are miserable and stressed, and stress WILL screw up your body in a deferred payment sense.  And not only that, you are literally placing your life in danger NOW, today, from roving Knock Out Game Negro’s so that you can pay that mortgage.  You have a closet full of MRE’s for peace of mind, but won’t do the same with debt.  Debt isn’t JUST 20% annually on that loan.  It is all the stress you have earning that extra money and needing to keep that job.  Again, the stress.  And NOT having that debt doesn’t JUST save you $X a month, it allows you to quite that crap job, leave that crap wife and invest with cash in preps which is true insurance. 
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Not only are ignoring the true costs of owning items you don’t need or shouldn’t have if you knew the true cost, you are undervaluing the benefits of not owning them.  You are NOT an accountant, because if you were you’d know true cost and you certainly also suck at evaluating intangibles.  Damn, you just suck.  You are the mayor of SuckVille.  You already refuse to believe how bad the collapse will be, because you don’t want to give up all that money you can’t keep anyway because you don’t know how expensive that middle class Oil Age life really is.  And now you refuse to stop, smell the coffee, and realize life is so much more than toys you use as a dingus measuring device.
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No one is saying, “live as a monk and don’t own nice things”.  What I’m saying here is that you need to learn how to measure both hidden tangible costs and intangible benefits from foregoing those items that cost more than you think.  If at the end of the day you sleep better at night with that True Cost $2k AR-15, even I’d be 100% behind you on that purchase.  Sleeping Better At Night is the only true gauge you have in life and in prepping.  If you sleep better at night working as a gas station attendant and arming yourself with a knife and fiberglass bow, you are much better off than the guy who can’t sleep even as he has a walk-in safe for his M-14s and gold coins.
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And, to be honest here, if someone were to convince themselves that there is absolutely no danger of the collapse so that they sleep like a baby at night, more power to them.  We all die in the end, so you need to make the life you have as mentally rewarding as you can.  If you die early from the apocalypse, but didn’t see it coming and enjoyed your life with little stress, you win in the end.  Not the guy stressed out he never had enough preps because they weren’t up to Yuppie Scum Standards.  Which I think is a good note to end on.
( .Y. )
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41 comments:

  1. "...soul crushing life draining demands of a job you don’t even like so that a wife who you don’t really like..."
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    Oh dear. You really should be a fiction writer, Jim.
    Now, who does what you said above?
    Hello, Bueller?

    First, why in the world would anyone work 80 hours a week at a thing they don't like? Are we talking about sub-humans here?

    Second, why would anyone have a wife they don't like?
    Hello! WTF for?

    Third, there is no question that with a modicum of intelligence any person can easily figure out how to make the home ownership idea work to their advantage, it isn't rocket surgery.

    I am not the exception, not by a long shot, and I'm certainly no genius. I learned in my late 20's that working for the man is not my style. So I stopped doing that. About that same time I also learned that if you shop for a bitch that's a whore that is exactly what you get. So I stopped doing that. A couple years later I learned that renting a property is a life draining losing thing and costs far more than ownership.

    I have now been self employed for 32 years. I have now been married for 34 years. In 1986 we bought our first house and we hired professional people with long term experience to advise us. It was a used house in a decent area and we sold it 3 years later at a $50k profit over and above the expenses. We then moved into our first brand new house and sold it 2 years later for a $10k profit. Moved into our 3rd house, brand new and lived in it for 12 years and sold it for $80k profit, the exact amount we paid for it 12 years prior. We custom built the next house with all the bells and whistles, lived in it for 4 years and sold it for over $150k profit.

    That was in 2006 and we moved to the great white north and bought a used home on small acreage for $155k and stashed the balance of our money.

    All of this is fairly easy stuff and it runs in the back ground, not much attention required. But you do have to have the ability and desire to do research (not much), educate yourself (not much) and find professional, educated people that can do the heavy lifting (lawyer, accountant, real estate broker, building contractor), all well within the grasp of semi-intelligent people. If you are a grown adult there is no excuse for not gaming this system except either extreme laziness or an intelligence factor bordering on farm animals.

    How in the world is it possible for people to keep making the same dumb mistakes over and over seemingly incapable of learning from them? I just don't get it. Today is a sunday to everybody else but to me it is just another day. I am designing a 5400 sf building for someone in my AutoCAD program, building a tool cabinet for my 6"x48" stationary belt sander, mowing the 1+ acre of lawn, and if time allows I will also head up the road to the neighbors range to get a few hundred pieces of lead out of my AR just to make sure the spiders haven't clogged the pipe, then I'm doing pork chops on the grill for supper. TV? Sports? Napping, Soda waters? What's that? This is the only life I'll ever own and I'm wringing it for all it's worth every single one of my remaining days, and trying not to complain too much in the process. Oh, and that stress thing? Sissy's whine about that stylish stuff. From the caveman outrunning a bear-wolf to the modern day over achiever stress has been built in to the package so you better learn how to deal with it in your own custom way cause it ain't goin' no where.

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    1. You don't get out much, do you? :) Most of the people I know are trapped in jobs and marriages are mostly one using the other. The other primarily being the poor bastard husband. Who is trapped, either by children or other means of financial rape. It could be a regional thing, the evil that is California culture poisoning all surrounding areas. I don't know. And sure, everyone has stress. And some deal with it with booze, others TV. Very few maximize the hours in the day to better themselves. And mostly it isn't ignorance or laziness, it is recognizing the futility of it. You are well prepped, well trained and well armed, but I still think you have blinders on about how the rest of the country is mired in defeat to the inevitable. I don't say that to be a dick. You can rightfully be proud of your accomplishments. But you are too judgemental on others choice of dropping out of the system, even by degrees, to cope with the fact the system is failing. Pride goes before the fall. Your system is good for you, not for everyone. Not trying to quarrel, just trying for a bit of broadening of perspective. Apologies if I come off any other way. Peace.

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    2. Oh Lord of Many Minions; do not grovel before a blowhard. We out here believe you have risen above that.

      Besides, some quarrels are noble, as befits you.

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    3. I place GS's opinion in the plus column. I know we aren't going to agree on many things. And it is good to have a regular disagreeing minion. Keeps me on my toes. As a for-instance, he pays a lot more attention to close range conflict than I do, and I can't say he is wrong. I don't think of it as groveling-it is showing value for another opinion. There is a time for more diplomacy, and always time to venomously disagree.

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    4. Miss pussyhat makes her emergence again, soiled thong and all, right on schedule, she is so easily gamed.

      Jim, almost everyone I have known is doing the exact same thing I have been doing. Gaming real estate, the very roof over your head and a major part of your financial output, is probably the most important thing anyone in the country needs to get a handle on.

      I was 29 when I got married and I had been through a dozen females and none of them were keepers. A few of them kept that fact hidden for a spell but they all eventually revealed their true meaning. I didn't trust my current wife when I first met her because I figured she was like all the others, so I lived "with her" (not her with me) for a year to test drive her under stress to see if she'd hold up for the long haul. I kept my rented property the whole time just in case. She passed the test but I still never trusted her 100%, as I mentioned in an earlier post. Still don't. I am well aware the legal cards are stacked against me and I have always kept enough coin in escrow to do what needs to be done if she throws me under the truck. Seems though, that after 30 years the females understand their lot in life and tend to cling to the husband.

      I did part time work as a mortgage pre-qualifier for the 2nd largest builder in Florida for a couple years back in 2004-2005 (I also designed 16 model homes for them) and for every applicant that was qualified there were 28 applicants that suffered from some form of lack of self financial discipline that prevented them from home ownership. There are LOT of people out there that simply are incapable of managing whatever money they had. If they magically had twice the salary as they do now they would be even more incapable. It's not the amount of money, it's how you manage it. You yourself have said this many times right here when you explain how you've managed to acquire prep materials in spite of your horrendous expenses. If you hadn't managed your meager funds as you have you wouldn't have what you do. This is true for anyone and everyone but some never out grow the immature nature of letting their money control them instead of controlling is and creating a future that is livable. It's not how much you have but rather how you manage what you have.

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    5. I'm surprised that working the mortgages you didn't see any pressure pushing more through the system. Or did you get out before NINJA loans? Yeh, this town is loaded with high incomes managed VERY poorly. I routinely hear of the same as my yearly total income spent so frivolously it must be thought of as pocket change. And these are blue collar workers. You can lead a horse to water but the bitch is going to die of dehydration :)

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    6. I sent an email inquiry to my brother last night in FL and he told me that company was the LARGEST homebuilder in the state. Yes, there was a lot of effort to get people in no matter what, BUT. It was appalling how poorly people attended their financial affairs. One of the requirements was to have at least $5k in the bank upon application for the home loan. Well, a lot of people got a credit card and pulled $5k cash advance out of it and put it in their bank account to meet that requirement. Guess what? That $5k showed up as a debt on their credit report pushing them that much farther away. I'm not kidding, the idiocy was breath taking.

      And financial malfeasance after the fact was also stunning. I watched patterns occur. After moving into their brand new home for the first time in their miserable lives, about 6 weeks later, after realizing their new monthly payment was much less than their old monthly payment renting (mostly because when you buy your property taxes and home owners insurance are not included in the monthly mortgage payement, but when you rent the landlord rolls it all together) so they went on a spending spree with the excess money they now had. Soon, the new rides were sitting in the driveway, then the furniture trucks showed up delivering all the new stuff for their new home - old furniture simply will not do in a new home! By years end when the property taxes came due, which are high in FL, they got behind in their monthly payments in order to pay them. Then their (hurricane) home owners insurance came due, which was also very high in FL, and they got further behind. Typically, 2 years after move in they were way behind and since all properties at the time were being inflated in value they took 2nd mortgages out or refinanced, at higher rates. They effectively dug their hole deeper, and their spending habits continued into the abyss. I had no sympathy for these people. They created financial hari-kari by their choices and lack of discipline.

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    7. People are flaming idiots. I agree. I don't know if I agree with such things as denying them bankruptcy and borderline debtors prison ( you owe the gov a fine, and rot in jail for months ). A kid grabbing too much in college loans ( being lied to about job market ), a 18 year old punk not understanding what the military really was all about ( recruiters lies ), they surely punish stupidity but is it really just? I'm sure we could have some good discussions there, you being an anarcho-capitalist and I being a reformed one. When the system games folks such as idiots in houses, how much responsibility should they assume? All of it? You are forced to attend school, where they don't teach you critical thinking but rote work, how much responsibility should the gov take? You were smart early, I eventually got smart after a board over the head a few times. That doesn't mean everyone can learn and change, especially if you factor in low IQ breeding.

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  2. Priorities son, priorities...
    I haven't been laid in years , the LOL got tired of that stuff , and truthfully I'm only a little sad about that fact. No , she rather is a good woman who actually cares about me as I do her. Therefore we stay together as partners for life. Lots of benefits to having a partner which you can trust. A rare commodity these days.

    On semi auto's...I've had the mini 14 for like five years or so and never have tried to rapid fire it. Only single spaced shots to familiarize myself to how well it shoots. All told I've probably only run maybe 200 rounds thru it. Yet I believe there are around three thousand in storage for that weapon. ( I know...need more lol ) but what I have stored in other caliber's more than make up for that deficit.

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    1. Your situation with the LOL sounds, different. Not bad. Like you said, the rare trust. I would however stipulate that MOST couples need sex as a bonding mechanism. There is no cultural means of ensuring they stay together, and hot monkey love is about the only thing now left. It is just biology, a subject most gals have zero concept of.

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    2. Ha, a Semi-Auto I CAN talk about.

      Before the head dingo got together with the gallahs and banned semi auto & pump shotguns This Dingo right here owned a Ruger Mini-14. Whenever I fired Norinco rounds bits of brass would end up in the bolt and after a few rounds it would seize it up. The fix would be to pull the bolt apart & clean it. I can't talk about using premium ammo as it wasn't long after buying that rifle that the Port Arthur Massacre occurred. Kinda like 9/11 where all the evidence was quickly dumped at sea Port Arthur has an enormous amount of questionable details. But I digress.

      I should note that my Mini-14 was from the first shipment into Australia & it wouldn't accept polymer magazines.

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    3. Not sure why everyone loves the Garand, M-14 and 10/22, then spits on the Mini in favor of the direct gas AR. Folks be wack-adoodle, yo.

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    4. I tried for years to make a Stainless Steel Mini-14 Ranch Rifle shoot well and couldn't. Then I tried for years to sell it. And couldn't. I was told that Bill Ruger had to save money somewhere to make the thing competitive and decided to save it on the barrel. So, I had it re-barreled, but that didn't help.

      In addition, the wear on the operating parts was, in my opinion, excessive. Magazines were bloody expensive as well.

      Finally, I traded it for a MagPul tricked out AR which I used for parts.

      I was armed with an M1 in Korea: lots of mud, very cold, lots of gunfire. Never had a single problem with it operating. And it hit hard.

      The M14 was the main battle rifle for awhile, a very short while; in fact, the shortest while a rifle was so designated rifle in American history. It did nothing well. People who like it, like it sitting in the safe, most probably.

      I had Clark build me a heavy barrelled Ruger 10/22. It shoots quite well. It does everything I've asked it to do and does it reliably.

      My experience, no more.

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    5. No, it jibes with most accounts. I keep trying to find the odd Mini advocate and it is hard. I don't like what you said about parts wear. That is a deal killer for me. That shows absolutely no apocalypse potential. I wouldn't put too much worth into "the shortest service rifle", though. The M16 went on too long, and the M1 Carbine probably not long enough. So that can be a subjective thing.

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    6. The early first model mini 14 had a much lighter barrel. Plus the stocks were ill fitting. Newer heavy barreled with after market stocks shoot well enough.
      On ammo, there is a difference between the good stuff and the cheap.
      You'll have no problems with Lake City stuff.
      So far as the magazine cost...they are steel and made to last. You can get cheap plastic ones too, how long they last uncertain...

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    7. I can see overpaying for quality mags that last. But only premium ammo? Seems a bit too much of an ask.

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    8. Lol, Lake City is good nuff but I wouldn't call it premium.

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    9. For some reason I was under the impression they were expensive. Just priced it at Bulk Ammo at 29c each. I'm actually impressed. Okay, forget what I said.

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  3. Good break down of some fundamentals Jim. It would be beneficial info for younger/ up and coming/ developing Minions to help with decision making. I am older and "overinvested" in many areas that kinda locks one into that paradigm of thinking and behaviors. I do grasp the not overinvesting in an area that has minimal hope of being a smart return of investment, or waste of time. My home that is bubble inflated is not worth prettying up like a home improvement show, when come collapse it will be worthless or the area devoid of viability. Just keep it clean and pay utilities, that's it. Best to have a clear head, basic kit, and be flexible, ready to take the show on the road.

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    1. It is a shame that home ownership went from an investment to a money pit. And the cost of it skyrocketed at the same time it became worthless. Sounds like most things in life now, yes?

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    2. If it's possible to use the bubbled house value to escape, that's something. But, you can't sell AND stay. You have to take the money and get somewhere much much less expensive, without obvious employment opportunity. Then, you DIY everything.

      pdxr13

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    3. Captain a lifeboat, not the Titanic.

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  4. I suppose that I qualify as being auto free, following the 2015 job loss. I still have my Jeep, but it’s been unregistered/uninsured for many years now. Whenever I would take my auto for work in the city where I worked, it would seem that I could never get out for less than $800 to $1k. In my small town, it would often be around half that for the same work, but often I would be away for the week when I ran into problems, and didn’t always have this low cost alternative. The one minion with the 50cc scooter has the right idea. No insurance or registration (in the sane states, not here in the PRK) and very low cost to operate. My main issue is that a scooter that size won’t really work for the speed limits in my area. But if it would, I’d get one in a second.

    Totally agree on your approach to housing. Keep it on wheels if at all possible, so that you have the freedom to retreat immediately when the local politicos become too oppressive. Otherwise, a really low tech shed, with very little investment (in other words, something that wouldn’t break your heart to leave behind) is another option.

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    1. Being without an operational car in California (with some exception in the coastal Northern part) sounds like a terrible plight. California is B I G. Much of what you need is not and never will be within bicycle range, and "transit" is a time-wasting boondoggle to suck in some federal funds.
      Agree completely that maintaining ability to exit to the prepared junk land on short notice is important, if staying to work a job until "the end". - pdxr13

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    2. When I rode a pushie instead of having a car the amount of money I saved was phenomenal.

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    3. I lived all over Cali and it was easy-peasy. FedEx and UPS are all the car you'll need. Unless you are only speaking of rural living. But you did say public transportation so I assume you mean small towns.

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    4. Dingo_no kidding. Bike makes you strong/hungry and with pocket money.
      I am (and have been since 2012) saving about $85 a week on just gas by not driving a car. The stress reduction of not needing to always be prepared to buy a new transmission or rear axle assembly or engine is priceless. Weather has been an issue about 3 times in 6 years when I took a city bus/walked or didn't go. Portland hates cars and driver so much that people with cars/current tags/current insurance will leave the car parked at home and ride the bus downtown to courthouse-etc. and enjoy the contact with sick and misbehaving public on the bus. This helps to educate voters as to the current miserable state of the City outside their bubble of clean high-IQ well-fed somewhat-sane healthy people. pdxr13

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  5. AR-15 has become "every weapon" for everyone. You can get the cheapest POS AR-15 (which, despite the name, will work for quite while, longer than your ammo supply likely) for $499, or upgrade to 20" barrel (HB?) designated-marksman-with-a-scope model for a little (or a lot) more money. Cloning the USMC M-16A2 or A3 would not be wrong. The 20" barrel is the original Stoner design to keep the velocity up (maximizing range and post-hit destabilized-bullet effect). 20" barrel also makes the use of the M855 (green tip, steel core, 62 grains)cartridge an advantage instead of a low-velocity problem. 20" barrel makes 55 grain ammo better, too. These are the types of ammo stocked the deepest by the US Mil, and least expensive on the civilian market.

    The Magazine Issue was originally handled by issuing new magazines with ammo, but some genius decided that money could be saved by using magazines until the aluminum feed lips began to visibly crack (or the weapon jammed more than fired). To a certain extent, this is fixed by MagPul and C-Products by making plastic or SS magazines that are heavier but last longer than the original design in aluminum. Titanium AR-15 magazines would be fantastic, if 10x the cost of Stainless Steel and half the weight was in your budget. As far as reasonable stocking of magazines, I have decided that 2 "maximum loadouts" is enough, and that would be 24 magazines. This is 3 or 4 "typical loadouts", since 6 magazines and 180 rounds is sufficiently crushing and bulky for the old-but-fit person I am becoming. In the post-die-off future, I expect 2 good (not aluminum) 20 or 30-round magazines and 50 rounds to be a sign of a very prosperous militiaman, with more-typical being one magazine half-loaded. It may soon-enough after the "troubles" use up stores of ammo, be common to find rifle-carriers with a single round chambered and safe in their not-semi-auto AR (the cheapest AR, with damaged/missing magazine or gas system).

    FAL with extra part kits is a better DM rifle, but not priced-right for 20 years.

    pdxr13

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    1. The problem with any "better" system is the price. 3x. I'd rather have three crap AR's than one perfect gun that can get lost or damaged. There, now you don't have to read my battle rifle book ( now appearing one chapter a week ), everyone.

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  6. If you get chance Jim, and you feel up to it, you might check out this dudes video. I’ll start by saying that I’m highly skeptical of what he’s saying. I don’t believe that released prisoners (after being set free following the collapse) will be able to monopolize all of the guns/gas/pharmaceuticals, as he is suggesting. Madmarvcr’s comment below, made much more sense to me (except for the great video part):


    "madmarvcr 4 days ago
    Great video! As a prepper, you will be dealing with three different types of hordes. The neighborhood "church" horde taking all your stuff in the name of god, the "gang" horde taking all your stuff by force no questions asked, and the "military/law" horde taking all your stuff in the name of government. I've said this in other videos, you will need stealth and mobility for at least 3 months until all the hordes have exhausted resources and kill each other."

    https://www.youtube.com/watch?v=YE0VltT789E&feature=youtu.be

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    1. If it's Canadian Prepper I probably won't watch. He's gotten better, but so many of his just drag. But I'll check it regardless. Thanks.

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    2. Nah, it’s some dude from Florida, that I’ve never heard of before. What he’s saying is very similar to what a collapse would be like, as described by the survivalist dude in Argentina. It doesn’t sound right to me, but I make no claims to be an “expert” in this field.

      I figured that in a worst case scenario, it might provide you with some future article fodder.

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    3. Appreciated. I've never been all that keen on the Argentina Dude, so we are probably thinking similarly. Never know where inspiration strikes-can't hurt to try.

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    4. I tried to watch it. Couldn't do it. He is in the general ballpark but way too many flawed assumptions. Criminal element NOT locked up is a far greater threat and will have the supplies before prisoners are ever released, for one. For another, his near opening statement about "preppers never thinking about this" is wrong. It is only the one half of PA fiction out there. You were right to think something was off about it. If I listened to more I could make several articles on what he got wrong, but I don't think anyone would want to read it. Still appreciate the heads up. You never know what will be gold.

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  7. When I built my "house", I kept it at 20x10 and used cinder blocks for my foundation. Hopefully it falls under a shed category. Taxes are coming up next month I think, I will find out then.

    Two grand for a transmission is cheap now a days, and that pretty much means you are doing the R&R yourself. Even the old Chevy trannies cost a grand now. If you insist on having a car, make sure it's paid for and then keep making the car payment to a savings account. I have done cylinder head repairs where the timing belt broke and bent the valves, 90 bucks each, 20 all in total. I would have bought a used head, but that was 4k my cost (VW ain't what it used to be).

    Last, but not least Jim, just casually reading your opening statement leads one to think Walmart has rimfire ammo discounted for back to school. I went back and re-read it figuring out what you meant, but I did get a chuckle out of it.

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    1. I'm my own worst editor :) Back to school ammo would get them some business.

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  8. I live in Nevada too. My house is paid for. I remember announcing that I bought a house on your blog 7 and 1/2 years ago and how everyone thought I was stupid. Well, it is paid for now and due to my disabled veteran status I don't pay property taxes so a little home owners insurance is it. It beats camping out! Still got my motorhome too! Parked on my property! I have been lucky. A rifle without ammo is a very expensive club! That's all!

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    1. Okay, I'll eat a little humble pie. Which always tastes a bit gamey. :)

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    2. I’m still keen on my idea of the stealth shack, camouflaged to blend into the forest. The plan was to invest in some heavily forested land, in an area with a decent rainfall, to at least reduce the threat of forest fires. Go with the largest allowed before having to pull a permit. The idea was to haul the materials through the woods, and build in a small clearing in the forest; no driveways to point to what you have. And of course, in keeping with your plan, all done as cheaply as possible. It didn’t end up happening, since I ended up with my lot in Elko instead. And short of earth sheltered, I’m not sure how to build something so well hidden in the desert, and hiding the entrance could prove to be a challenge as well. No regrets really, as I also like the desert. But forested areas provide better cover if you can afford it.

      Home ownership can pay off for some people. But the only homes that I ever saw that I would ever be able to afford were in the Arkansas/Missouri area. And they were older homes that probably needed tons of work.

      By the way, I just got my tax bill on my Elko land. It seems to have gone up a bit, being nearly $19 for the 1st installment. Here’s the breakdown of where it goes in case you’re interested. A lot of it being crap that will never benefit me (The fire dudes won’t be rushing out to my neck of the woods to save my land, and I hate paying for the brainwashing of today’s youths, so thankfully, very little of my money is going to the cause).

      County
      Juvenile probation
      Sr citizen Sv
      Jail operations
      Med indigent
      Co Captl proj
      School dist
      School cap pr
      State
      Hosp indigent
      Youth service
      Museum
      TV district
      ECVA
      NE NV Fire

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    3. I expect to get screwed on the Youth Indoctrination Centers, but what really chapped my ass is paying for the museum. They have a rotating stage. Big bucks. Asswhores. Still waiting for my tax notice-I'll see how much they increase this year.

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    4. The school tax is always the largest part. They usually divvy it up into several sections so the average airhead doesn't notice the total amount. I paid property tax in FL for about 30 years and it always included a fee for cleaning water hyacinths out of the canals. I never lived on a canal and never seen a benefit. Where we live now the local politicians sold the citizens souls to the fed in borrowing millions to build a new entertainment center that is supposed to attract venues worldwide and hence bring more money into the area. I won't derive any money from that venture but our property tax is already rising for it. So we've stepped up our property search a couple notches. I don't like the way this area is progressing and want to live elsewhere. Woodsy, not so hilly, a little warmer but not hot, and far, far away from any metropolis over 20k and the closet neighbor is at least 1/4 mile away. Is that too much to ask?

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