pension dingus

PENSION DINGUS

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note: Sweet Baby Jesus!  It took long enough.  Close to if not the full last decade, the original British series "Survivors" ( not the total crap modern remake which was nothing about surviving and everything about multiculturalism and PC Princesses ) was hovering around $50 for the DVD.  Well, thank you one and all for being silly enough to trust cloud storage and go Online Digital where physical disc sales are way down, so finally this bad boy came down in price to a reasonable $20. 
http://amzn.to/2GkLDR9
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Are you counting on a pension?  I would agree that this is the best way to get out into the boonies ( ONLY if debt free.  The pension crisis has already been brewing.  Cali governor Moonbeam has already stated the next budget crises he WILL cut pension payments.  Dallas and Chicago are furiously stripping the copping wiring out of the walls to keep payments up even as bankruptcy looms.  Those idiots that rushed to fill in vacant cop positions after the guerrilla war attacks in Dallas are risking their lives for NO pension ).

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I would also caution you to think on this option seriously.  One, you probably are going to get screwed financially.  Two, this might make you a target.  And three, are you sure you want to do this, being able to look at yourself in the mirror every morning?  Only you know your circumstances.  I can’t say nay or yeh on your behalf.  I’m just throwing up a caution sign here, is all.  If you put up with living nineteen years in the craphole that is LA ( hell, it was a craphole while the rest of the state was almost livable.  Now? ) and you’ll see a pension from that by just staying put one more year, I certainly wouldn’t blame you for counting on the pension. 

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But we all know the pension system is beyond broke and just like Social Security, the only way most of us are getting paid is by getting highly inflated dollars.  You aren’t gambling on the pension being there, you are gambling on you dying before your pension system.  You might be just like the rest of us on Social Security.  No choice but to rely on it ( I’m trying to minimize the amount I need but sooner or later, if I live, I’ll need it to some degree.  I’m just negating some of the inflation effects now ).  But if you have a choice, consider the risk and reward ratio.

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You know the system is broken.  Do you want to play that game?  Some jobs you are working to get that pension are going to get exponentially more dangerous ( being a cop, soon to be a counter-insurgency guerrilla fighter without the proper equipment or support ).  And, some jobs, like being a cop or a TSA worker, might compel you to be a big fat pulsing dingus, screwing over folks to keep that job.  Is your pension worth the gamble, the risk and the dissatisfaction?  That is what I’m asking here.

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I knew of guys in the Army who were quitting after eighteen or nineteen years, unwilling to collect a pension so that their spouse would get half of it.  Let’s face it, putting in twenty in the military sucks for most of us, those with a soul.  Because their pension is a Faustian Bargain.  But, I imagine most places are like that anyway.  If you are going to suck up a huge stockpot of crap everyday in the private sector, for no pension, why not put up with that stress in the public sector and at least get a pension, goes the thinking.

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But if you were only going to get half of that, after the divorce?  What is the point?  No, you might say, just one more year!  Even half is better than none!  Well, those folks decided that the wife getting none was worth their getting none.  The bitch had probably been boning the Generals aid for the last three years.  Then she wants to leave you and take half of what YOU, not she, earned?  That is all fine and dandy if divorce was not allowed except as a penalty of adultery, and adultery wasn’t compensated.  Then, yes, the husband has a fiduciary responsibility.  But as things stand now, the only justice is to not have money they can steal.  It is a crappy, costly justice, but what else can you do?

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The thing is, you are all about to be in the same situation as the GI getting divorced.  You will only get half of your promised pension.  So, you need to ask yourself, is far less than I was promised worth even just one more year of my life?  If you are twenty, three or five years is nothing.  You can easily piss it away and go on with life ( no one in my squad of MP’s went on to become LEO’s, or career military.  It wasn’t training or an investment.  It was just three years of doing what didn’t make us happy.  We moved on ).  When you are forty, each year SHOULD start being very precious to you.  Your health will go to crap in less than a decade, regardless of your good habits.

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Is the soon to be worthless money worth the last of your precious time?  If that is the price you must pay to flee to safety, okay, I’d agree.  But if it is just to keep you in unnecessary comfort ( like keeping the McMansion and SUV )?  But you also need to be sure you aren’t going to be endangering yourself.  I know, like all corporates, the job you signed up for isn’t the job they ended up changing on you.  But is the half pay worth more danger?  And do you want to do the job?  Are you willing to be a dingus for job security and a few pieces of silver? 

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Stop just thinking of yourself.  What about other people?  If you are a judge, a lot of people committing victimless crimes are going to jail and dying on your say-so.  You can’t use the excuse “they willingly broke the law”, because most of us don’t even know the laws anymore.  There are so many of them, and so many more added every year, even lawyers need a staff to research them.  Me and you can’t afford a staff of paralegals.  As a judge, you are an evil hump-period.  As a cop?  Are you much better?  If you can choose to NOT enforce some laws, okay.  If you are enforcing unjust laws, I would say you are not much better.
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Not that it matters much.  You don’t play the dingus, someone else will.  It doesn’t matter to those getting screwed, but it should matter to you.  And another thing to consider.  Even if it doesn’t matter to you, it could matter to other people.  As things progressively get worse, is your “dingus move” career going to draw the ire of your neighbors?  Even if you are only a sewage plant worker, just by getting a pension while others see their welfare cut could make you a target.  Just food for thought.

END ( today's related link http://amzn.to/2E2C1de )

 

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