Thursday, October 31, 2019

inflation-house wins 4


INFLATION-HOUSE WINS 4
Precious metals are not only NOT a great hedge against hyper-inflation, as discussed yesterday ( although, granted, better than nothing. And only bad if they are your sole preparation ), they are the sign of a very lazy prepper. Geez, put some effort into it. Instead of silver stocks to buy food, how about storing, you know, food? A bit of silver for the property tax, and some for mobile wealth in case of worst case scenario, fine and dandy. But for purchasing your way out of inflation, past that point? Not recommended.
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Far better to have everything you need to eliminate any bills ( well, eliminating as much as possible, anyway ), than to save up your “shopping card” funds. Yes, you still need cash stuffed in the mattress. But that is a rainy day fund and an emergency investment fund. It does no good against real inflation. Best to eliminate any bills. The same as you would do if there never was a collapse, just for retirement or self-employment. NOT eliminating bills is, frankly, in this climate of regular business as usual mass layoffs and unemployment, retarded. The ability to self employ is just a bonus ( hard to self employ if you are paying off the McMansion and Ford F-350 ).
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And in light of the recent California PG&E grid shut down, no where else should you need proof that eliminating all bills is a now necessary preparedness imperative. Investing in utilities to lower your need for electricity, and going to a solar system, not only gets you to a nice self-sufficiency place, it eliminates a bill ( understand, you still pay monthly to save up for a battery bank replacement, so “eliminate” is a misnomer, but you take my meaning I hope ). Of course, part of that is eliminating how much power you need, so your panel and battery cost is lower.
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Insulation and Earth Tubes really help slash your needs to heat and cool. Investing in proper bedding and wool clothing do the same. If you have a clothes drier or a dishwasher, you are in danger of becoming a short bus passenger. Are your power tools necessary, or are they convenient? Nothing needs to be expensive. Place a RV or shed in the back yard and turn that into a off-grid shelter, if you cannot convert the whole house. Do you recall the poor Senior Citizens down in/near Atlanta, Georgia?
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Their sewage/water bill was $300, after the municipality had to endure less than perfect conditions. If you were already set up with a rain catchment system, and a sawdust toilet, you were insured against that kind of utility screw job. These are the kinds of situations that are so easy to avoid with a bit of preparation, and are perfect for when hyperinflation hits. Building your own solar oven-doubling as a hot water heater-is at most around $50, and will save hundreds of dollars in propane ( at today's cost ). One less thing to worry about needing money. A rocket stove fills in on cloudy days and can burn scraps rather than trees.
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Spending $200 now for a lamp seems crazy ( $90 solar panel, $10 charge controller, $70 sealed 12v battery, a few LED bulbs for $20 and a thrift store lamp at $10 ), until hyperinflation hits and a watt of power is $10, available two hours a night on a regular brown out rolling shortage. If you don't care about ugly, you can slap up insulation on the outside of an interior wall. You could at least turn one south side ( for solar gain ) room into a sanctuary for when the rest of the house is uninhabitable.
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Put a hide-a-bed in there and enjoy it as the “business as normal” room now, much warmer in winter and cooler in summer, cutting down on house utilities to pay for the insulation ( the wife will not stand for insulation glued on to “her” walls. How about tapestries? Nicely covered, bragging points to the girlfriends that “only” have painted drywall. Just don't buy them from those roadside markets that offer Elvis and Poker Dogs rugs ).
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Have a screened in porch kitchen for the summer. It need not be any fancier than camping type equipment. Just Plain Jane. Right there is a lot of house cooling you don't need to do. Always use a clothes line. If they have to be put in the garage, so be it. You avoid a dryer, the gas/electric bill, and the clothes last longer that way. How about a south facing porch or window turned into a greenhouse? Grow some veggies and on a cold day open the door or window getting free heat.
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Since your clothes are going to last a lot longer now without a dryer, do you have a lifetime supply of clothing, everything except socks and underwear from the thrift store? One less thing to buy during hyper-inflation. Do you have multitudes of entertainment, stocked up for the apocalypse? That will serve you well during retirement, or through a bout of inflation. I cannot think of anything more retarded than trying to pay the cable bill as it goes from $60 to $600 a month. Except perhaps still going to Starbucks.
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How hard is it to stockpile coffee? $5 a can on sale, with a can lasting a couple a month, with careful rationing. Have a camping percolator for winter and a French Press for summer. If you don't have five years coffee stocked up, just for after the apocalypse, you've never been more wrong in your entire life, not even when you failed to praise my hair. During inflation, one can will cost you what five years worth does now. And, if you are now stopping at Starbucks to subsidize that Purple Hair lesbian and her college tuition paying for Gender Studies Basket Weaving, two days there pays for one month at home. Dumb ass!
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What do you mean you don't have a bicycle that you take out once a week to condition your muscles, in anticipation of gas being $150 not a barrel, but a gallon? Just this morning I saw a crackhead outside wearing a T-shirt, standing around screaming into a cell phone ( Gawd, I hate people! ) as it was thirty degrees. Yeah, if you don't have a bike, $30 at a garage sale and $30 for a set of new tires, you are more retarded than that stupid puke. How do you feel about your life choices now?
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Living in a Home Owners Association location? Can you imagine what THOSE fees are going to be like with inflation? In that case, you'll see houses REALLY drop in value. Sell it now while you can, and move to a saner place, even if it is just the other side of town. I wouldn't worry overly much about moving closer to work, because very few people are going to be employed here real soon, but you must do all that you can to keep your shelter of choice, even if all that means is it becomes a pile of scrap once the utilities become too expensive.
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Just one room converted, or a super efficient solar cabin in the back yard ( or, a converted garage ), and hyperinflation cannot mess with your shelter. With stored foods and clothes and etcetera, your need to keep up with rising prices lowers to almost nothing. Avoid most money, rather than just trying to replace it.
( .Y. )
( today's related Amazon link click HERE )
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note: free for today book, PA/Distopia HERE .  EMP HERE 
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note: KU pick HERE.  I'm actually shocked how good this was and how much I enjoyed it.  Even the overly religious characters didn't bother me this time.  Only one obvious contrived plot point ( near the end, the relationship ).  A bit on the short side, though.
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27 comments:

  1. This is another helpful article. I'm going to read it again. I agree with "no bills (debts)" but I don't know if I want to use my capital to pay off federal parent plus loans, probably around $20K.

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  2. I have eliminated all of my debt and am living rather simply now but a reascent fall and hip replacement has readjusted my priorities! I have food put by and some metals for the taxes but am feeling the end of life creeping up on my wife and I. She fell this morning walking down down the driveway to get to the mailbox and I am in a rehab facility for about 2 more weeks. I guess it is what it is.

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    1. Please recall that Older Than Dirt minions are authorized semi-auto weapons so as to take more of the bastards out with them as they become the first collapse casualties. Feel free to will me any such items if you fail prior to that.

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    2. It's a real reminder for us younger (only in their 50s) folks to do their push-ups and burpees and so on, and especially exercises that strengthen the legs and hips. Because once your legs go, it's pretty much game over.

      Bicycles are some of the greatest inventions known and getting a bike and spares and learning to work on the thing is an extremely good thing. I just watched the PBS Frontline show about the fire in Paradise, California, and was thinking that a skilled cyclist would be out of there in no time.

      Just because a crackhead cycles all over, in a t-shirt in 30-degree weather doesn't mean they're that skilled. I've seen one take 2 hours to change a flat tire. I've seen one towing another one (girlfriend I think) in a bike trailer, with one tire not only flat but off the rim and flopping along - crackheads don't care and when it breaks they just steal another bike.

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    3. Oh, great, now crackheads are going to ruin biking also.

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  3. James, if you want to slaughter sacred cows parroted by "survivalists", slice that silver to pay your taxes buffalo in half Appocalypse Now style.

    When I read that goody two shoes Rawles fantasy novel with the godly sending off their bill payments in advance on the eve of collapse, I said no f-ing way.

    My vote: complete bs.

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    1. Good Little Catholics always render unto Caesar, and especially the benevolent Gore Warming Diversity First head cheese Pope. How else to fund the Empire Of Christ? The fundamentalist cults didn't fall far from that tree.

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    2. In some of the several unauthorized re-writes of ,Rawles THE GAY NINETIES (predecessor to PATRIOTS: SURVIVING THE COMING COLLAPSE), TheGovernmentAgents got lynched.
      And then, everybody felt relieved.
      And then, everybody felt saddened.
      And then, to regain their 'collapse enthusiasm', the silver coins everybody saved for taxation got invested in a yuge barbecue.
      With tasty wheat foods and other nourishing wheat edibles, followed by designer-inspired wheat desserts, worshed down with refreshing wheat beverages.

      I'm deciding which version I prefer.
      This might take a sec...

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    3. I think you had everybody at fermented wheat beverages.

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  4. Yeah , my house is in an HOA...as in Headstrong old assholes. There are no restrictions other than mine your own bidness.
    Yup got a motorhome on blocks out back over near the chicken coop. Got a few hundred watts of solar and artesian water that'll run out at five gallons a minute with no pump. Smelly but drinkable especially if you airiate it awhile. Yeehaw...

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    1. Yeah, Whoa! This is a family orientated blog. I know you meant to say "Headstrong Age Challenged Asshole"

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  5. Do trick or treaters get wheat kernels at your house or leftover nuke bread?

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    1. By God Apocalypse food to little fat bastard McDonald's eating Yuppie Scum Soccer Mom SUV driving taxi service conehead sumbitches? Hell to the no. They get crap and all. We close the curtains and lock all the doors, lights out. They can go elsewhere for corn syrup treats. Little humpers probably have cell phones, too.

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  6. Sometimes when it's really cold, after rinsing my laundry, I will hang it and let it freeze. Then shake the laundry hard, so the ice falls off. Gets rid of most of the water. Then hang over the stove. Better the hand wringing in the cold.

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    1. Get a mop bucket and use the mop ringer for clothes.

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    2. damn, that's a good tip. I thought i was being fancy having a wash board.

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    3. Demented Guy- a friend of mine that homesteaded in Alaska called that freeze drying. She had a pretty neat little list of line drying protocols

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    4. Got that tip from a Y2K board. For washing, the Jim Washer ( this one I came up with on my own ). Old rocking chair. Clothes in a covered five gallon bucket. Strap in chair. Sit down in another chair, use you foot to move the rocking chair as you read or watch TV. Leg muscles are much stronger/less fatigued than arm muscles.

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  7. Ah yes, the mini-super-efficient-tiny-solar-cabin. Always liked that concept. If I was on junk land without restrictions i would build exactly that. 12x12 would be enough and a 16x16 would allow for more people. A concrete slab with some perimeter insulation ideally, south facing glass for solar and a wood stove. kind of like the small pioneer cabins but with modern materials. Metal roof for catchment. Make some insulated panels to cover the windows at night.

    If things are semi normal but hyperinflation, for me a good small displacement motorcycle would be ideal. My mid sized bike gets 50+ mpg and thats having fun. I could milk a bit more mpg. Insurance is $15 a month. That would be affordable longer than 4 wheels. Smaller bikes do better. Just hard to see pedaling 30 miles round trip for anything. The motor could haul a fair amount of stuff with saddle bags and a pack.

    My area allegedly has covenants but since there is no homeowners association they can be ignored. The only one that liked them was the guy who subdivided this area, as in 5-14 acre plots.

    Student loans suck. My GF has been paying on hers for 5 years and still owes more than when she started. They can't be discharged in any kind of bankruptcy either.

    I do without cable, and boycott Starbucks or any yuppie crap. Working on the solar power. I will miss the internet when it costs too much.

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    1. Yeah, I can't see how my daughter will even pay off her insane amount. I tried to tell her, but advice from dad is like the clap from sex. Best ignored :)

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  8. Useful assets are king during hyperinflation. But I wouldn't flaunt it, because after hyperinflation is over . . . people don't like people who planned ahead. It's not just currency that gets inflated, it's envy and revenge.

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    1. Stupidity gets inflated, then shame for being a moron, then they want to blame you for their stupidity. And somehow they always do.

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  9. If I work 16hrs a day and spend mostly on silver am I lazy or ignorant?

    2:48

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  10. Loved today's post. I think occasional articles on disconnecting and inflation proofing are a great idea (hint, hint). Your thoughts on the subject are always spot-on. A note of rain catchment that might be of interest. Living on the Edge of the World here on the Washington coast I get over 90 inches of rain/year, even drought years, so its really stupid to pay for low grade county water that tastes like it comes from a bucket of nails. Regardless, I used to shell out over $40/mo for it anyway... "convenience". I only paid every 3 months since I hate writing checks. A couple years ago they started disconnecting after 60 days of non-payment and I apparently never got the memo, so they disconnected and demanded a $250 reconnect fee. Ha! Talk about an incentive to find an alternative!

    I dragged out the Berkey and started schlepped 5 gallon buckets of water from a creek about 1/4 mile away while installing an emergency rain catchment system. It cost less than $200 using a $100 above ground pool from Walmart for storage that held over 1,600 gallons and included a cover and a little electric pool filter. After two months I was collecting enough rain to discontinue the bucket brigade. I've upgraded the system since then but my total investment remains under $600 which is less than a year's water service plus their reconnect fee. They lost a customer and I gained a bit more independence.

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    1. Yep, that is what I'm talking about. Worrying about even "just" a $40 a month bill. Keep doing that and suddenly minimum wage at a few hours a week is more than you need.

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    2. Nicus, good job on the water capturing. I read an article a few days ago on how to capture rainwater on The American Partisan. Your idea is perfect for the rainy NW.

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