INFLATION SURVIVAL GUIDE
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At the time of this
writing, Spring 2017, the common perception of the American public is that
there is no inflation. Food prices have
stabilized as has gasoline, and any upticks in medical insurance or practice
cost is blamed on the ( White ) House Negro’s disastrous Mau Mau occupation of
the last eight years. You think Obammy
is a smart little Kenyan, don’t you ( when the “proof” of Hawaiian birth was
presented, his Social Security number reflected that of a resident of another
state, but you just keep believing that “The Birthers” are crazy and deluded
)? All those degrees from Ivy League
schools, those books, that Nobel Prize?
He was an ignorant whore, sorry to burst your bubble. He allowed himself to not only be a meat
puppet for his owners/handlers, he is now the whipping boy for all the
systematic collapse issues he had no part in other than as a Front Man. You could say he was laughing all the way to
the bank but, one, he is saddled with his transvestite “wife” which seems not
worth all the millions and two, he was too dumb to do anything other than what
he was told to do ( the college degrees were just Negro Quota diploma mills ).
Anyway, sorry about that
as sometimes a memory of my horrid whore of an ex-wife surfaces and sometimes
it is that of the First Kenyan and you get what you get. Back to inflation. We are only seeing a quasi-deflation now due
to a near complete collapse of global consumer demand. Made up money being injected into the stock
market is the only illusion of buying or selling, but elsewhere in RealityLand
where most of us live, Sales Of The Century are occurring as less profit is
better than no profit and everyone desperately attempts to goose sales. The leading indicator is of course decreasing
oil sales because since everything is made with oil and shipped with oil and
customers use oil to perform employable work that gives them disposable income,
less oil being consumed even at lower prices means the whole
Extract-Manufacture-Work-Buy process has slowed down. Remember the last Depression we were in ( don’t
make me laugh with such made to order propaganda bullspit replaceable titles
such as The Great Recession ) when nobody could buy an ocean of crap because
nobody had a job? Rinse and repeat.
Now is the perfect time to
really think hard about inflation because now is when you have the opportunity
to stockpile cheap to combat future price increases which are
guaren-friggin-teed to occur which we’ll cover shortly. And a good time to use the last of your
paychecks to get out of debt. In short,
if you don’t feel like my deity level wisdom is worth consuming for the rest of
this book, being out of debt and having stockpiled consumables is all the
inflation hedge you need to worry about.
Gold? Real Estate? Maximizing your income potential? All equally worthless. And all covered in due time, not to
worry. But I do like to babble on
incessantly and I don’t want you to feel like I keep stringing you along
without getting to the point. So there
you go. The Point. All you need to know is how to minimize your
need for money because inflation is NOT beatable, only manageable. Anyone that is telling you otherwise is
selling a dream. I only sell
nightmares. It is kind of my niche, yo.
Inflation isn’t exactly
Rocket Surgery. More dollars are created
and so each dollar is worth less and hence to be giving a commodity or service the seller needs to
bring in more dollars to equal the same amount of purchasing power to buy his
own commodities. It is more currency
chasing the same amount of goods.
Inflation is just readjusting barter units to reflect the fact there are
more of them in circulation. Prices did
not Go Up, the amount of dollars did.
Prices can increase if supplies decrease, but that is not currency
inflation which is what we are concerned with here. If prices increase because of shortages, you
have bigger problems. Because currency
inflation is just a tax but commodity inflation means systematic collapse is
possible. A shortage of food or oil is
civilization collapse. A glut of
currency is just an individual collapse.
Hyper-inflation usually means collapse to the system anyway, but from
your perspective 100% inflation or one million percent is equally unmanageable
( and civilization collapse is already baked into the cake for everything NOT
having to do with the banks or the economy as they are mere indicators ).
Just understand that any
paper currency ever, historically or to come, is always inflated to
worthlessness as every government or civilization ALWAYS creates too much
currency ( and credit creation verses currency creation is more of an academic
abstraction than a noticeable distinction as the end results are the same ) to
pay the bills. It is a verifiable law of
nature like gravity. The only reason a hegemony
group can “kick the can down the road” for any length of time AFTER they
inflate is because of colonial resource extraction. Exporting the inflation, partially or in
whole. But those chickens always come
back to roost. We forced other countries
to assume most of our inflation after we created the PetroDollar and priced oil
in dollars, and that standard is eroding with our global dominance. Inflation in a very meaningful percentage is
on the way. Oil was paying our bills but
soon only currency will be left to do so, and we have a LOT of bills. And tomorrows inflation isn’t going to be
like the ‘70’s inflation, because next we’ll have no colonies to exploit
resources from ( and the only wealth creation engine for the last five
centuries has been colonialization, besides oil extraction, and unless you are
a Fracking Fag you understand the oil is running out ).
Credit creation is nothing
more than monetary inflation. A bank
says to you, in effect, here is a credit card.
The credit card is backed by zero assets from savers. Inflating the currency by a fractional reserve
process ( if you have $5 savings, you can create $100 to loan ) and creating
credit ( $100 from nothing ) is nearly identical because the interest you
collect from each is free money. You are
collecting $5 a year on the loan and $25 a year on the credit card, and all you
had to do was get a schmuck to put $5 in the bank ( of which then becomes your
property in the event of a bank
bankruptcy ) which he pays a monthly fee on to have an account unless his balance
is high enough to make you more profit, AND you get to control inflation which
is a another bit of free money. And if
someone defaults on the credit card, you are out no money. It was made up, not drawn from savings! Sure, you had to pay vendors for the products
purchased, but the vendor transaction fees are more than the default
rates! And you made money on those
vendors taking your credit card! You
make money on poor people buying food on an EBT card!
And all that is before the
derivatives market profits, and the mandatory auto and health insurance
everyone must buy! The federal
government is paying interest on Twenty Friggin Trillion Bucks A Year!! Who cares if the interest rates went from
three to one percent! Give me a quarter
of one percent of twenty trillion a year and I’d be happy. All the credit cards in everyone’s wallet are
at 20%, 10% at the least, so there is an equal amount in interest right
there. Good Christ On A Pogo Stick, this
credit creation stuff is all right!
Interest payments, the inflation tax, mandatory insurance. Being a banker is fun. And don’t think this is a favorite Christmas
movie with a loveable loan officer, this is a single entity, a Rothschild’s
banking empire of old. The Federal
Reserve Bank is an umbrella group that controls all the “independent” banks, as
well as the government ( really, you think the feds tell their loan officer
what to do? ) and the corporations ( who borrow for competitive advantage ).
Now, inflation is the key
here. Yes, the bankers and government
get a slight advantage by spending money as it enters the system, prior to that
money creation raising prices, but inflation is needed for the simple fact that
loans need to be repaid. Every time a
new loan is created, more money must enter into circulation so that the interest
on the loans can be paid. It is as easy
as that, a concept simplified beautifully by the Peak Prosperity folks and
their “Crash Course”, free on YouTube if you are poor, or available on DVD if
you want a hard copy. And what has by
and large guided the amount of monetary inflation? Energy entering the system, as energy creates
products. New products that mostly
counterbalance the new money entering the system. The inflation rate you see as rising prices
is the amount of dollar creation above and beyond the rate energy is
introduced. Yes, like everything else in
this booklet, this is a simplification.
But this stuff IS simple.
Complication is for a group of economists ( what do you call a group of
them? A Gaggle? A Herd? How about, like crows, a Murder? That seems fitting ) that are busy jerking
each other off for fun and profit.
Inflation used to be more
straight forward. There was gold, and
then there was gold bonds, a paper currency that was a redemption certificate (
prior to paper, the gold content was degraded in the coin ) and one day a gold
storage place figured out they could create more bonds than there was gold and
since not everyone withdrew the physical gold at the same time it was safe to
do so. So then you had the storage fee
you were collecting, then on top of that more interest on more loans you were
using that gold for ( the gold you weren’t authorized to lend out as loans
). Well, that was all rather primitive
compared to funding imperial governments to go conquer distant lands, using
some of that loan to pay the military ( the rest was from taxes ) to occupy a
zone of near free commodities which created new wealth which was the interest
needed for new loans. Today, oil takes
the place of colonies commodities. It is
basically the same thing but in concentrated form.
This is your basic
capitalistic system. The banks loan
money to invest in the means of extracting wealth, and wealth MUST grow to pay
back the banks. It looks really good on
paper but the problem is that we live on a finite planet and capitalism
requires infinite growth or it dies.
Along with the planet, evidently.
Look, I hate to burst your bubble, but capitalism was only a creation to
enable the Industrial Age to flourish.
It wasn’t to set the poor free or to be a more efficient way of
conducting trade. The benefit’s the
masses saw was from extracting carbon fuels, not because of capitalism ( which
is a rich mans game ). The philosophy of
capitalism is the same benefit to the bankers as religion was to the kings, a
system of thought used to delude the oppressed into thinking it was to their
benefit. The fact that you are thinking
I’m a communist for saying that is proof it has worked wonderfully. I know I sure as heck would appreciate it
more if it wasn’t mostly for the benefit of the Bankers.
Way back in the day, the
urban legend that fooled most people into accepting inflation was commodity inflation. Real estate and precious metals went up at
one time and so everyone had it stuck in their heads that inflation wasn’t all
that bad. Heck, it was usually good. Gold and silver only inflated at the end of
the Seventies, although that set the legend, but since only crazy survivalists
bought the stuff it doesn’t apply to most.
The real estate market was the focus of Joe Average. Heck, he didn’t even believe gasoline saw
inflation, since it was the Evil Corporations that raised prices and beef prices
were always raised due to drought and the EPA regulating land for the protected
species of mold. Real estate inflation
was a huge racket that was enriching the elites systematically and the lesser
players such as the local evening news and newspapers happily went along with
as they received advertising from those enriched.
The mortgage payer thought
that rising prices were magically enriching them. They could sell the home and make a profit,
even after buying another one ( or if they didn’t make money, if they broke
even, the next house was bigger ). That
was good inflation! Well, that was also
property tax inflation, and gross mortgage loan interest payment inflation, and
local government development fee inflation and contractor and laborer inflation
and an increase in roads and car sales and gas taxes and real estate developers
profits, also. Anyone who was anybody
was making money off the prices of homes increasing, but it usually wasn’t the
home owner. Any gains were subject to
tax if not put right back into real estate ( another push on inflation ) and
with real estate agent fees, property taxes and interest, plus repairs and
improvements, the gains were largely illusion.
Enough early trend setters made real money profits to fuel the fantasy,
but your average working couple was barely staying ahead.
Most of the time you made
enough money for the down payment on the new home, followed by a thirty year
mortgage. All that commodity inflation
allowed you to do was to more easily stay in debt. And the interest rates lowering since the
Reagan administration? That gain was
also an illusion. The prices went up
quick enough that even at a lower rate you still paid more in toto. The interest rates lowering was just allowing
you to get into more debt on everything, since most folks buying anything on
credit-a car, a card, college-just look at the monthly payment. What did they care it took twenty years to
pay off at a fraction of a percent of the principle payment? They only looked at the monthly budget. And, they never look to inflation as a
culprit. Their house equity went up, so
inflation is their friend. Monetary
inflation is never to blame, it is greed and incompetence that make prices
increase according to the narrative and any official recognition is downplayed
and admitted to as a necessary evil ( we MUST inflate this benign amount to
stop deflation! OOOOO, deflation is bad,
it will make your house go down in price! ).
Well, 2009+ was the end of
the housing/real estate commodity inflation.
Suddenly, after trillions in equity was lost in homes, your house was
underwater. You owed more on it than it
was worth. AND the property taxes
increased as local governments were seeing all their funding sources
disappear. You remember, when roads
couldn’t be repaved and cops had to budget their gas on patrol and prisoners
were released early. That passed after a
time but it wasn’t because the economy recovered. It was because the government inflated. Most went right back into the bankers profits,
such as pumping up the stock market and the Fracking Industry ( an outright
subsidy to get that energy back into the economy-too bad that Frack wells peak
and crash in two or three years rather than decades, meaning that source is
unavailable for the next crash ), getting the velocity of money ramped back up
( velocity is just money being spent rather than hoarded ). Between the increased spending and the
increased energy, we had our recovery such as it was. It was a great breathing spell and a wonderful
chance to prepare since 2008 pretty much caught most by surprise ( not the real
estate bubble popping part, that was obvious, but the derivatives markets
crashing the global economy ).
By a lot of empirical
evidence it appears that most people have adjusted to this new reality on a
superficial level. Consumerism is as
rampant as ever but debt levels are down and downsizing in one way or another
has been experimented with if not necessarily practiced widespread. But they still haven’t a clue of inflation,
mostly because it remains hidden.
Products both downsize portions and quality and the crashing of global
demand does bring the odd product down in cost at regular enough intervals that
the illusion of steady prices prevails.
Rents become somewhat more reasonable as folks use the cheaper gasoline
to live further from the high cost areas or the supply of overbuilt units
forces the reduction. Meat somewhat
keeps going on sale enough to give the effect of food price stability ( too bad
we all stock the big chest freezer when a sale occurs, and those are reliant on
a very overburdened outdated electrical grid using fracking gas ).
And meanwhile unwatched
and unappreciated is the disintegration of the PetroDollar standard that has
allowed us to export inflation away from our shores. Saudi Arabia, at the time pumping around 20%
of the globes petroleum, agreed to only accept dollars in payment for oil. Since the dollar bills in existence aren’t
enough to buy tens of millions of barrels of oil a day, everyone used Treasury
notes. That’s our national debt. Foreigners bought our debt to buy oil. We paid interest on that, and on the debt we
used ourselves to buy nearly free oil.
And our economy recovered from losing our domestic sources of petroleum
( remember, your oil supply needs to INCREASE to keep the economy moving
economically. Ours stalled and soon
dropped ). It was a sweet deal for us. In 2003 we invaded Iraq when Suddam
threatened to start taking Euro’s for oil.
He didn’t have a lot of oil, but we couldn’t allow the precedent to be
made. We stayed there as an anchor for
the rest of “our” oil. Libya wanted to
trade oil for gold Dinar’s, and that wouldn’t do! But that was our last successful military
defense of the PetroDollar.
Since then we haven’t been
able to stop anyone else for trading other instruments than Treasuries for
oil. China and Russia completely ignore
us in their trading, and Russia is in one of the top slots for production. And China used to buy our debt. No more.
The demise of the PetroDollar has been underway and is gathering
steam. We are completely
oblivious. We have no idea how oil for
dollars has kept our inflation rates down so far. And it has really simply kept our economy
running when nothing else was. THAT is
completely off the radar. We think
fracking oil will save us. Except
fracking oil and tar sands and deep water Gulf Of Mexico drilling is most of
our fuel supply and it is low as hell EROI ( energy return on energy
invested-far simpler, net energy ). But
to veer back from Peak Oil to economics ( the two are connected, but we’ll
focus on the one ), the lesson point here is that the day the PetroDollar dies
is the day our oil imports take a huge hit AND inflation enters hyper-inflation
territory. Nothing to be done for that.
Are you old enough to
remember wage hikes? Sure, during the
Dot Com bubble the economy was going gang busters and there was actual job
positions going unfilled, but that didn’t last long. You might have gotten paid more to start a
job but the bubble didn’t last long enough for you to see a wage increase. The last time wage hikes were violently
agitated for was the 1970’s, over forty years ago. Now, we all just know we are screwed on that
as it is far too easy to lose your job now, and to get another is far less
easy. 2009 as my productivity was
skyrocketing and oil went to $150 and prices shot up to the moon, I got a
nickel increase on my $7 an hour wage ( which was minimum wage to begin with
). I know the boss gave herself a much
bigger cut, and everyone else got the same nickel even as they didn’t work as
hard, so it was all a bit insulting. In
nearly nine years there that was my only wage hike outside of minimum wage
hikes. And since my hours kept getting
cut it was a wage decrease in effect.
That is the new reality.
So even if the inflation
rate as officially reported was factual-which it ain’t, it is always a minimum
of three times higher ( see the Shadow Stats web site )-your wages aren’t even
keeping up with that. And again, folks
don’t care. They live on a budget and
everything is almost frozen. They have X
for rent and if that goes up they move ( if they can. If they can’t they cut elsewhere ). The car payment is their transportation
cost. If gas goes up they just take less
trips on their days off to compensate.
If food X goes up they instead eat food Y. They are so used to substitution and trimming
and adjusting that they don’t look at inflation as systematic. Hell, I can’t really notice it myself and
philosophically I’m hyperaware of being screwed by the elite. I don’t go to the doctor ( knock on wood )
and I don’t rent. I don’t buy insurance
or gasoline. I buy food, pay some of the
electrical bill and go to thrift stores for clothing. My bicycle is my transportation. I’m as deceived by the pause in inflation as
most. The only difference is I know it
If you get COLA, you are
being paid at the official acknowledged inflation rate. That is bad enough. I’m sure Seniors are looking at insane
medical and pharmaceutical increases, not to mention it seems most are either
paying rents or unconscionable property taxes which amounts to the same
thing. But then, to make matters worse,
you are getting paid a year late! Your
COLA increase goes into effect at the end of the year ( fiscal or calendar,
same difference ) and if inflation is one percent a year this is no big deal
but if it jumped from one year to the next, you in effect eat the
difference. Now, an uncharitable person
might comment that those bastard old humps are getting free money and they
shouldn’t complain if they get less free money ( the way withholding taxes were
historically, a lot of Baby Boomers got back all they paid into the system
within three or so years and then everything beyond that is extra. Since Social Security was a Ponzi scheme from
day one, there was NEVER any investment and growth on your contributions so you
can’t claim you earned interest off your taxes.
Not to mention medical cost inflation and their very low Medicare taxes
), but I’m a swell guy so I’ll only point out the scam of COLA.
Here is your point. Even at a very benign rate, inflation thus
far has been a tax. Wage hikes and COLA
do not counteract inflation, if they even make a difference at all. So far you’ve been able to pay. But you mustn’t confuse historical inflation
with future rates. And heck,
hyper-inflation isn’t even for fuzzy foreigners like Zimbabweans or Germans,
Hungarians or Argentines.
Hyper-inflation is as American as apple pie.
“Ain’t Worth A
Continental” is an obscure saying few are familiar with. Our history books are chock full of
propaganda and I’m not even talking about textbooks. An otherwise very brilliant English author
whom I wasted money on but still won’t name as he has illuminated me in other
periods, started out a giant tome on the War Of Northern Aggression with the
blatant bullspit of blaming the conflict on slavery. Number one, slavery was legalized by the
northerners in order to get the Constitution ratified, a document that
federalizes power at the expense of the States ( which was the beginning of the
coup de tat, the end came during the Civil War when ALL states rights were
banished ), and since slavery was legal for almost a century after we became a
nation I can’t believe it suddenly became an issue. And two, millions of young men weren’t going
to risk their lives for a sub-human race ( pardon the candor, but this is how
Blacks were viewed at the time. In the
North, Blacks were legally bared from holding occupations, owning property,
mating with Whites or even simply occupancy ).
his troops, forcing them to stay after their contracted enlistment, after NOT
paying them and shot “deserters” as examples.
He needed a 300 man protection detail because of this, but you rarely
hear about that. Nor that he profited
off land speculation after the promised land for troops was postponed and most
of them sold off the to-be-delivered real estate at a huge loss. You don’t hear about Lincoln arresting
newspaper reporters for exercising freedom of speech, or how as a politician on
campaign he endorsed slavery or how he imposed martial law on border states to
force them into the Union, by arresting House members while debating.
You don’t hear about how
unarmed peaceful protesters, trying to get their bonus’s paid early because of
the political/banker caused Great Depression devastated them, being burned to
death and gunned down by soon to be famous WWII generals such as
Macarthur. You don’t read about FDR,
days after being inaugurated, makes gold illegal and devalues Greenbacks 40%
overnight. Or how he was preparing for
war long before the Pearl Harbor false flag attack. How he ignored the Jewish problem in Europe,
or how he encouraged Stalin’s suppression and financially rewarded him with
Lend-Lease. You don’t read about us occupying
Greenland and building bases uninvited.
So why would you hear
about the Continental currency hyper-inflation?
Most accounts would have you believe that since the bills couldn’t be
paid the government simply printed a butt ton of the currency. Which was true as far as it goes. But that was also instrumental in getting the
Articles Of Confederation repealed and the Constitution installed. The Articles were very friendly towards the
States, and the federal had almost no power.
But, almost magically, after a financial scare, after hyperinflation, it
was a lot easier for States to surrender a good amount of their sovereignty in
exchange for a gold backed currency. Of
course, I digress with all that. The
main point is that hyperinflate we did. There
was also hyperinflation in the Confederacy during the Northern Aggression War,
after the naval blockade did enough damage to leave the government few choices
in the matter ( not to mention the behind the scenes pressures to keep Britain
and France out of the conflict ).
Financial scares were also
used to install the Federal Reserve Bank, and we know how poorly that worked
out inflation wise. It just wasn’t
hyper-inflation. But we’ve seen it before,
twice, and we’ll see it again. You can
pretty much bet all your savings on it.
Which you are. I’d strongly
advise getting out of ALL debt ( we cover that next ) and maxing out commodity
storage and minimizing the bills you have.
Nothing else is going to protect you, not in the long run. Burying gold won’t help as much as you think,
just because cashing in too much of it for too long to pay for too many things
does mark you for kidnapping, torture and death. A small amount is fine, for use when law and
order haven’t collapsed. Few will engage
you in a running gun battle for twenty pairs of shoes and a case of Tampons,
but for the gold you‘d buy them with after the collapse, you betcha. Not to mention gold will be illegal
again. Not that many have it, or the
government will have the means to search for it, but just so your assets are
frozen unless you visit a black market participant to liquidate. That is just common sense paranoia to
assume. You can, given enough surplus,
engage in a gamble and buy one or two ounces now and hope the price goes up
enough for you to cash out prior to inflation indexing on debt for you to pay
off your mortgage, but if it was me I’d rather invest that in junk land and an
underground hovel for a better living location during chaos.
Even if debt isn’t indexed
to inflation, which I believe it will be even as your wages are not, you still
have the basic problem with debt in that you can’t assume you’ll have a job to
pay it back. How can anyone but the most
delusional even think, given all the evidence to the contrary, that massive
unemployment won’t take place? If you
think your job is secure, you have not been paying any attention
whatsoever. Did you just enjoy a plate
of fried chicken recently? How did that
cooked feces taste to you? You know why
you’re eating that? Robots and
immigrants are doing the butchering now, after we eliminated Union wages and
conditions in that industry. How secure
was their jobs ( “you’ll always need butchers since people have to eat” being
some very famous last words, I would imagine )?
Lower management is there to supervise you, but upper management has one
job and that is to make the company more money.
And that isn’t by supervising your immediate supervisor. It is figuring out how to screw you. Oh, I’m sure that every single one of those
fat silver spoon sumbitches would positively love you all to pieces if they got
to know you, but that ain’t happening.
Like an enemy in war you must be dehumanized and vilified.
This is Class War in the
trenches. The spawn of the elite went to
private schools all their lives, then an East Coast collage, all not to educate
the person but to prove that his family could afford to do so, a mark of the
elite ( the idiots allowed to go through, such as faggot cocaine huffing Kenyan
Muslims, are recognized as equalitarian propaganda tools and relegated to
harmless roles such as Presidential Meat Puppets or HR hacks in corporate ), a
price of admission to the Mandarin Class.
They don’t need all that education to be a ruthless prick-you can teach
that from Life Experience. If your
workload just increased as your hours were cut to pre-medical insurance levels,
you’ve just been Elite-jacked. Welcome
to the Real World. Now, really, most of
our jobs aren’t all that important. We
only have them because the idiots in charge don’t know how to run a company (
they only know how to screw people for money-what? You think it is an accident you keep getting
sold inferior products as a consumer? ).
But a stopped clock is
right twice a day and eventually the idiots will stumble on a way to downsize
your position. And guess what, you cheap
bastard who won’t pay a buck a month to read this, if you are one of those
upper management pricks tasked with screwing others, your time will come. The revolution always eats its young, doesn’t
it? Once no one else is there to fire,
why do they need you? The more you earn
the bigger a target on your back.
Once upon a time in the
farthest reaches of the World Trade paradigm, the BRIC nations happily watched
as their GNP’s increased. Praise Baby
Buddha, they cried, now we can wear Big Boy pants and GROW. We can smoke Marlboro cigarettes and drive
Fords, not because they are good products but because I need to get laid and
nothing impresses the girls like a status symbol to announce my junk is indeed
plated in gold. Well, how is that
working out for them? Not so great now,
as all the First World consumers for all that crap made in the Third World are
losing their jobs and hence putting the kabosh on GROWTH. They are losing their jobs because the energy
supply is contracting, and by losing their jobs and not being able to buy stuff
the people that make the stuff are losing their jobs and the companies that
were selling stuff to both parties aren’t doing so great financially. And one of those companies is the one you
work for, or, they do business with one of those companies and really what it
all boils down to is that your employer is not very happy right now and wants
to send you a pink slip instead of a check.
You think you have job
security because you work for the government?
Those with jobs will circle the wagons and layoff the new hires, and
never hire again, and give themselves early retirement to “save” the taxpayers
money, as soon as money gets tight. As
soon as money hemorrhages, a point where “tight” was a nice memory, nobody is
safe. Not cops ( selective enforcement
to compensate for less bodies ), firemen ( replaceable with volunteers ) or
ambulance drivers ( focusing on pre-paid subscribers, those headed to the ER as
indigents might need to not die so quick
waiting in line ). It simply amazes me
the delusional hoops preppers jump through convincing themselves how their job
is safe. All we need is to elect
Republicans instead of Democrats and the fracking oil flows ( “the spice must
flow!” ) and all is good dawg, cause I needs me some FLIR scope, bitches! All of our jobs are Oil Age dependent, so
deny the Oil flow is in danger and your job will last forever, and you’ll
retire to the Arizona golf course safe as can be from Cartel drive-by shootings
because you stashed an AR in your club bag.
By denying your job is in
danger, you can keep buying stupid crap on credit. Bug-out vehicles, bug-out retreats,
semi-auto’s ( I’m not completely against semi’s. If you can use one properly rather than spray
and pray with suppressive fire idiocy, they can be a pretty sweet toy. Since all the good WWII surplus is gone, it
is now a choice between a perhaps low quality hunting rifles or a semi-better
semi for almost the same price. I’ll
stick with bolts out of personal preference, but semi’s have their
advantages. One handed operation,
lessened recoil, better parts availability.
I just saw a Slavic made beefed up AK, along the lines of their SAW
rather than the carbine, in handy calibers such as 762x54r and 308. And only $900! If I was still working for The Man I might
even consider it, except nothing built has ever surpassed the Lee-Enfield
). Not that you CAN’T buy anything on
credit. A piece of junk land seller
financed is still a great idea as long as the note is easily paid off. Just that if you have the idea your job is
safe you’ll tend to waste money on crap you don’t really need.
As far as debt being paid
off with cheaper dollars, that was a strategy from the ‘70’s. Even as manufacturing left for Japan and
elsewhere, retail and computer industries were growing. You could realistically move and get a job,
even if it paid less. Now, what friggin
jobs? Even fast food is in trouble,
job-wise. The terrible racket about
increased minimum wage demands is really not a valid argument. Fast food jobs were being automated long ago
( and places that pay fifty percent over industry averages such as the
delicious In-N-Out Burgers in California and a few points east are selling
better food at the same price and making good profits. That is the difference between an intelligent
operator and your typical run of the mill moron CEO ). Have you tried to choke down the swill these
places are passing off as food now, at greatly increased prices? It doesn’t matter how much you pay the help,
you are torpedoing your own business even if you got it down to one person per
store per shift and had robots doing everything.
No jobs out there mean you
simply cannot have debt any more. It
doesn’t get less complicated than that.
No more sirloin steak dinners when you are belt tightening and no more
credit when your job is in danger. You
need to figure out NOW what to do later when you do lose your job. Unsecured credit must be bankrupted and
everything else repo’ed and you need to walk away from ever needing or using
credit again. You don’t necessarily need
to live like bare assed savages to pay off all the debt now, as long as your
plan allows you walk away legally without any more payments. Perhaps a mixture, paying off what can’t be
discharged in bankruptcy, leaving unpaid that which can be returned such as
your car. Dude, when the economy goes for
good, your credit rating doesn’t mean dingus!
Stop trying to protect it. Slash
and burn that bitch, because being debt free isn’t just a huge weight off your
shoulders it also allows you to prep far more efficiently and
intelligently. And it allows you to hang
in their more comfortably on the way over the cliff.
If I had debt, would I
have been able to retire and live on my writing income? It isn’t about being lazy ( even though I
have less free time now than when I worked for a paycheck ), but about knowing
a job in the very near future will be a luxury and a lottery winner
position. What shiny babbles I could buy
on credit can compete with the freedom to live on far less money, and while
working half time on minimum wage being able to prep like crazy, AND triple my
savings? No debt and almost no bills
stretches a dollar a mighty distance.
If you could get out of
debt ( yes, I know it can be difficult and sometimes untenable ), you can then
start protecting your assets. An
unsteady job and too much debt, you’ll pretty much lose everything and be
screwed ( if this is the case, put a piece of junk land under a relatives name
and stash your preps there, then plan on just disappearing off the map [ I hate
those shows like the detective dramas that say “they went off the grid” meaning
they are leaving no electronic traces.
Off the grid should mean what it has always meat, severing the power and
water lines ] ). No debt means you can
live in society in relative comfort a little longer as those around you move to
homeless camps and underneath overpasses.
It also means you have a surplus to invest. Not to spend, but to invest. A mortgage is just spending money, junk land
is an investment. A car is just wasting
money, alternate transportation is investing.
Not because it will make you money, that system is ending ( Dark Ages
don’t allow peons to have money ), but because it will eliminate bills. Which you can’t afford without a job.
But if you invest it is
survival commodities alone, or an alternate business, you aren’t completely
helping yourself. Not against
inflation. Remember, this is the step
PRIOR to the collapse. More carbine ammo
can’t help you at this point. A
shrinking client base certainly won’t.
You need as few bills as possible prior to hyperinflation, so that come
the time you can far more easily eliminate those remaining if possible. This is where raising most of your own food
is really helpful, since your shelter is paid off and you can feed yourself
you’ve eliminated 90% of the money you’ll need.
100% would be better of course but that is impossible under our current
system. You learn to downsize living
within the system or you head out to the wilderness and live Stone Age. Just note, prior to reading further, that no
matter what asset you’ve combated inflation with, the primary strategies are no
debt, few bills and stockpiled consumables.
Silver and gold are only
for stopping inflation on your property tax bill. Unless you burn down the records building and
take out the grid to your county, they will know you owe them. And those taxes will just keep
increasing. Your homelessness means nothing
to them, but their paycheck does. Food
storage is necessary as you can’t grow all your own. Have enough for inflation, AND
post-collapse. You just need
supplementation, not complete coverage.
Alternate water and energy sources will allow you to survive the
utilities being turned off if you still live in town. Note that these aren’t even really extra
assets being protected but the bare minimum.
Even living off grid, that is a minimum ( even though your bills are a
lot less off grid ). There are no real
asset safe parks, because we are going from inflation to collapse, die-off to
Dark Age. It isn’t that important to
preserve your wealth, but more to live comfortably during hyper-inflation. And then live Pampered Peasant after the
post-collapse. Focus just on
inflation. How can you turn cash, now,
into no-cash-needed for tomorrow? Most
of your bills are unnecessary for survival.
But bare bones survival is for post-collapse. How can you minimize your life style changes
for inflation? That junk land can have a
regular cabin on it ( save the underground for after the collapse ). I’m not talking about Yuppie Scum
miniaturized McMansion, but more like the Unibomber shack or the Ruby Ridge
plywood home. A minimum housing unit
just above being homeless. You can do
that cheaply enough regardless of your budget.
And there went a mortgage or rent, the cable bill, the power bill,
etc. What, you can’t downsize from two
vehicles being paid for to one being paid off?
You might not have gasoline available to buy for it, even at $50 a
gallon, so don’t live too far from town.
Better than a car, get a couple of two cycle motor powered bicycles or
even a solar powered one.
All this has been covered
ad nauseum before. What I’m trying to
emphasize is the need to prep for inflation, which is a step on the way over
the waterfall collapse. If all you have
are MRE’s, and you use those because after six months of unemployment you are
out of money, PLUS the food in the store is up 3,000%, you’ve cannibalized your
collapse preps to live through a functioning economy going through price
inflation ( mere rioting rather than civil war ). You can’t be a Yuppie Scum Survivalist, only
prepping for a six month grid interruption followed by a complete recovery. You need to prep for joblessness, then for
hyper-inflation, then for the die-off and then for the Dark Age. A minimum of four distinct preparedness
stages. Not just warm economy-cold-warm
and that is it. Not just a slight
vacation for The American Way. You know
what needs to be done to sit out unemployment and insane prices. That isn’t the hard part. Forcing yourself to do it is.
Can you tell me one thing
that isn’t beneficial to you even if we never see hyperinflation, or a
collapse? Being out of debt is good,
regardless of the economy. Stockpiling
consumable every day items protects you against even minor inflation ( such as
stocking up the chest freezer when meat goes on sale, buying BOGO shoes, end of
season mark-downs ). A junk land shack
is a great vacation or retirement location, saving money either way. As we discussed earlier, if nothing bad ever
happens, you are just stockpiling for retirement since medical costs will
necessitate saving money elsewhere in the budget. You cannot lose if you plan on combating
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