Thursday, September 24, 2015

means to an end


MEANS TO AN END 1 of 2

Means Testing is a fancy term for being screwed out of your retirement.  You are being Tested to see if you have the Means to provide for yourself.  As much as I make fun of Q-Tips, laughing at them as they sit on a phone book to see over the dashboard, their Depends giving them either an extra inch or three depending if the thing is full or not, moving to Arizona or Florida to get warm, then blasting their AC to cool down to the point of wearing a sweater inside, giving them no sympathy since they paid one third the withholding tax I did and are getting huge Social Security checks while I’ll pay for 47 years and get nothing, and yet even then I kind of feel bad about how some of them are going to get screwed.  By Means Testing.  As I’ve pointed out before, waaaaay back in the 1950’s, just a few years after we were forced into FDR’s crappy retirement Ponzi scheme and the system was doing fabulous financially, the Supreme Court ( the same douche bags who keep questioning the Constitutional validity of the Constitution ) wasting no time in declaring that Social Security was in fact an entitlement program and retirees actually had no right to it.  The FedGov could declare it null and void on a whim.  The reason they haven’t done so is because they have always acted as if the withholdings for the program was indeed an entitlement to themselves.  As long as the government got more in than it paid out, it didn’t give Two Flying Humps if the program had any stability.  So make no mistake, as soon as paying Grandma and Grandpa to freeze in Florida next to a golf course becomes just a wee bit burdensome to the asswhores, the first step before outright cancellation will be means testing to drastically cut down the number of recipients. 

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Got another government retirement check?  You don’t need Social Security.  Got savings in the bank?  Whatever the amount is, it is divided by your potential monthly stipend and you are denied a check for that many months ( at the end of that time, you must apply again, and good luck now that you have no savings ).  Receiving any other government service?  The full market value of that is added to your assets/income.  Own your own home?  The fair market value of its rental is potential income, with Section Eight housing counted as your rental cost ( where you stay while renting your house ), the difference being counted against you ( example: 1200 sq. feet rental is $1200.  Section 8 apartments for two, 500 sq ft is $50 based on your present income.  Your potential income, whether anyone can afford to rent your home without any jobs in the area, is $1150 and considered an asset.  You don’t need a government check if you can make $1150 a month ).  More next article.

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16 comments:

  1. I'm one of the few workers who were exempt from SS. As a firefighter I was in a state plan instead. I went out on an early retirement from injuries. The state system is in trouble now -my pension actually went down $1000/year. On the bright side, I've gotten everything I put in the system and more. Better yet, year after year, I keep on living. They tried to screw me out of my pension completely but I beat the bastards in court. Now all I've got to do is live forever.

    If and when the whole system goes belly up I've got a plan B.

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    1. I try to tell my dad to prep for the Cali pension going tits up, but he was on the ground floor agitating for the police Union and you can't say anything bad about the state retirement plan.

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  2. At this point, excessive earnings merely cuts down the size of your SS check- but it is at the stroke of a pen to change the proportions and thresholds.
    Earn $5 beer money by collecting cans? then you could loose $2.50 in SS.
    Obviously this will just drive the retirees into the black market or further down the economic ladder.

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    Replies
    1. Well, on the bright side, the drug companies are killing them off real quick with subpar meds, so they won't be worrying about finances.

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    2. Yeah, but no one can afford the medicines that are poisoned enough...
      They cant poison *everything* especially the OTC as they need working age adults paying into the tax farm.

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    3. Give them credit for trying hard to kill us, though.

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  3. Freebie http://www.amazon.com/dp/B00WPY0PEU/ref=wl_it_dp_v_nS_ttl?_encoding=UTF8&colid=1BEK6IA4VD08G&coliid=I2OQQJN2BR7I4V

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    ReplyDelete
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    1. I'm confused, so it is a good thing I'm used to that state of affairs. I can see giving away a story or two to introduce readers to an author. But giving away most of your books on Kindle Unlmtd? I know I sure didn't make any money when I gave away my books, so what is Amazon doing? Making it up on the volume? :)

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  4. well!!! i did not know any of this. so we are to be eternally juiced .
    even a milk cow gets grass and hay for her contribution.
    fortunately [?] we own nothing but one 20 yr old car and another about 12 yrs old.

    i need to squeeze out enough to get the tent you spoke of to camp out in the collapse. what else can we do if everything is taken?

    it is a pity pols don't go to prison the way other criminals do.

    by the way, i have been given to understand that you have a magnificent mane. congrats!!

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    Replies
    1. Remember, this is all just hypothetical. Highly probable, although anything is possible. Try for a Starplate dome with ferrocement. $300-$500 is more than a nylon tent, but permanent and less dangerous. Also, you don't need assembly just yet. Course, if you don't have land, a tent is your only cheap option to stay mobile.

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    2. Broke? You need Thrift Stores.

      I have picked up a dozen 3-season tents of all sizes at my local thrifty places for less than $5 each.
      If there is something wrong with the tent (missing rain fly, broken zipper, filthy, missing poles, etc.) offer less money. These tents are mostly-complete or I can add the missing parts from my collection of bits. Sometimes, a couple of pieces of repair tape or a few stitches make a $5 tent back into a $400 tent (this is "mid-priced". Really.). If the tent was really-wrecked by raging trustifarians, the tub (floor) of the tent may be a really-high-quality tarp with sturdy grommets when you slice off the tent from the perimeter (tent material may also be large sheets for sturdy-light projects). Use this 10x10 or 8x12 tarp to be a footprint under your better tent or a good rain/sun cover over your better tent (or if you are traveling light-er, a tarp suspended over a bivy sack is 4-season capable). When camping in remote places, I like to put up at least 3 cheap tents and make them look occupied. Few people want to give trouble to a small group (4-6 individuals, even if only one car on-site) who may appear without warning. Skill from practice is the lightest thing to travel with.

      Priority one will be to get at least one shed-sized structure put up before winter gets serious. With a rental truck, get a couple loads of round 2" minus river rock for your pad and walkways to help stay dry/drained and less-filthy . Cheap travel trailer is quick to install. With some panels on the roof and ability to use 5 or 7 gal propane tanks, a person will make it to spriing without moving the unit again.

      Agree with previous posters that a full-size van (rear-wheel-drive with front and rear 2" hitches) or a large mini-van (front or AWD) can make a cramped living situation for 2 or a pretty-decent solo mobile/stealth "housing unit" that is affordable (without debt) compared to rent in cities with wait-staff and bartending jobs (if you are so lucky to get one). Put at least a single PV panel _50W + controller_or stick-on PV on the van to keep the battery (and your deepcycle battery?) topped-up. No-start is unacceptable in lots of places and will result in loss of the vehicle.

      Once a person has some "junk" land, they can start doing some stealthy underground storage, like the bucket of all-manual barbering equipment to keep minion pest infestation to a minimum. Keep a log book of where it is because a 5-gallon bucket on 20 acres is a needle in a haystack.

      pdxr13

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    3. a 100 watt handles winter ( when it only makes 50 watts in the sun, about 5 in overcast ) and makes a savage life more luxurious. $175 at Amazon. My Chinese panels are 7 and 3 years old and going strong.

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    4. Watching Craigslist in the post-Burning Man months reveals a bunch of RV's that would be a PITA to live in (runs good, leak/mold) but highly repairable for cheap (sweat equity) to be a self-mobile shelter-box under $3000 (obo, natch). Class-A's for space and capacity 14K chassis, or van/Class-B for legal parkability in cities. Some hybrid things like Xplorer are steel-body 18-passenger van size and will be lower profile than a Class-C panel rv (van down by the river, rejected by snooty rv parks, 24hours to tow-tag in cities). The sub-$500 trailer range is really interesting. Speed and cash seem most important in getting stuff that's under one 2-week minimum-wage paycheck.

      If you have more money to spend on pv (most efficient panels) or more space on the roof, having more PV is a good investment, as is an MPPT controller and good fresh real-deepcycle (not "marine starting") batteries. Don't forget fuses. Fuse the panel outputs, fuse the battery, fuse the secondary circuits. Fuses pop and prevent fire. Fire in your vehicle/dwelling sucks and is to be avoided.

      Plan on spending about $1000 for a minimal system (200W PV, 12v-only) with new/good parts. PNW (+45N. Lat to +48N. Lat Interstate 5) sun is 0-10% in Dec/Jan, 80% in june/july of rated output, IF you are aimed and tilted correctly. Genset is a good thing.

      pdxr13

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    5. That many people go to burning man?

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    6. Thousands of Portland peeps go to burning man every year. Crazy to pay money to inhale alkali playa dust, or let that same dust into your vehicles.

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    7. Embracing their inner hippie? Well worth the price to forget you are a worthless scumbag corporate lackey, at least for one week a year?

      Delete

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