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Friday, October 31, 2014

thirty year


THIRTY YEAR BAIT

Yesterday I ran into a short comment over at Zero Hedge over a forgotten article ( I can see why ‘Ol Remus started including those quotes in his weekly publication-a lot of times the comments trump the article [ ‘Ol Remus Dude: if you ever get the writing bug after publishing ceases, feel free to submit a guest article here.  You can just submit it as Anonymous if you don’t want a bunch of asswhores bothering you with questions such as, Why Don’t You Spend All Your Free Time Giving Us A Free E-Magazine? ] ) which succulently summed up the last thirty years of middle class survival.  To paraphrase, by rolling over their debt to lower interest rates for the last thirty years, the middle class stayed alive.  You do remember that for about the last forty years, wages adjusted for inflation have shrunk, right?  So, perfect summation.  Then, I was later returning from an out of town donation pick-up, I notice again a huge advertisement banner nearly as big as the mobile home it was on.  ONLY $528 monthly for 23 years.  They were so proud of this deal, they were bragging about it rather than trying to hide it in the small print.

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Granted, for this town that is cheap.  You live out in the boonies, $100 a month land payment. A loan for a well, a septic and perhaps power hook-up, another $300.  Property taxes, under $100.  So pretty much a grand a month and you’ll own the whole deal in twenty years.  If I broke it all down, a TERRIBLE deal all away around and able to be substituted way cheaper.  But to middle class Yuppie Scum types, this is roughing it.  This is sacrificing and being frugal.  And this is how, so easy, every swinging corrupt scumbag out there has jumped on the bandwagon to suckle dry most working stiffs.  Even two minimum wage drones could, barely, swing this deal ( assuming they are financed, I know- not possible ) financially.  One pays the land and shelter, one buys the groceries and makes the car payment.  Oh, they’d probably do it smarter.  Buy the half size mobile for half the price.  $300 mobile.  $100 land.  $100 payments on a generator and a bunch of panels.  Haul their water.  Then, they’d be paying half what a rental anything would cost.  Right there, you are buying a mobile home and land for just $125 over what a travel trailer lot rent alone would run you.  Which is REALLY enticing, isn’t it?  The Siren call of debt to save you money.  Which only works if you desire above all else to be middle class.  If you desire security, you avoid debt and middle class status symbols entirely.  Just saying.

END

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8 comments:

  1. Buddy of mine bought a crap trailer in southern NH. Cost little and the park fees were reasonable. I helped him put in salvaged windows and basically get the place liveable His apartment rent had been $1200/month for a small third floor walk up. The monthly savings allowed him to go to school to get his Paramedic Cert and start making a livable wage. Only way he could have gotten ahead.

    ReplyDelete
    Replies
    1. Sounds like they breed em smarter back there. You should take a gander at the teeming masses of asshatery back here. To be fair, of course, Californians took over the place.

      Delete
  2. It is HARD to completely avoid wanting all the middle class comforts.
    I find that prioritizing them helps, getting the ones that are highest priority makes one feel like they aren't totally without luxuries.
    Unfortunately the family prioritizes the ones that lead to wanting more middle class comforts (aka TV, Internet).

    ReplyDelete
    Replies
    1. I look at my library as my luxury, and it makes all other sacrifices easy. I haven't devoted this much treasure to books since before wife #2 and kids. You Yuppie scum can enjoy your SUV and hot running water, I'm living full time in Jimland ( brain buried in a book ).

      Delete
  3. Why does it seem that middle class living is stuffed down the masses throats daily? Is it to keep the failing corporations alive in order to prop up other failing institutes?

    ~Sumdude

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    1. If you consider FDR's SS as a means of shattering the multi-generational family, then this is just 80+ years of artificial demand being generated for the corporations.

      Delete
  4. is global warming responsible for this crappy writing???

    ReplyDelete
    Replies
    1. I thought that was you giving me an ass rash, but perhaps it IS Gore Warming

      Delete

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