401 mKay part 3

401 mKay part 3

Way back in part one, prior to babbling incoherently, I mentioned that you should choose to cash out your 401K based on one criteria. What was your Lizard Brain telling you? You may think this is simply a cop-out on my part, trying to not answer your question. But as high as those stakes seem, you had better start listening to that bastard, and feeling confident about it, because you WILL be betting your life on that soon enough. The Lizard Brain, for you newer readers ( and God alone knows how I attracted and retained them, with my track record of offending and repulsing so many ), is your primitive warning system.

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Lizard Brain is the part of the brain we mostly shut off in order to survive and prosper as a group. LB does NOT care for group dynamics. He is selfish and not very smart. But he knows danger, exactly because he DOESN'T trust anyone else. LB, which you know as “gut feeling” or if you are a bespectacled nerd boy, “spidey-sense”, subconsciously gathers information and notifies you of danger you hadn't noticed. After being screwed over enough times, I learned that I was NOT as smart as I thought I was, and I started learning to listen to my gut. It has served me well.

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If Lizard Brain is telling you ( NOT your rational decision making based on above board intelligence gathering part of your brain-which is REALLY tainted by the need for group thinking ) to hold on to savings to weather the tough times ahead, listen to him. If he is telling you to liquidate and go long on survival assets, listen! He can always change his mind, so listen within reason. You know, hedge all bets. LB is always right, even if the exact fear didn't materialize. His job is to sense danger, not actually see the future.

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Now, your rational/analytic portion of your brain, he can help with refining the danger warning signal. That is why we incessantly babble on about minutia here. To help fine tune the fear response. I think that is where there is a lot of confusion in the doomer community. We allow others personal lizard brain to short cut to our own, almost a herd startling event. George panics and his rantings, usually dismissed as Fear Porn Posturings, get you all excited and you also panic. And on this, I really have to give my minions True Love. You all completely ignore my ravings, focusing on solutions only.

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This is as it should be. Don't ignore your own lizard brain and listen to someone else's. That is just silly. That is what we do when we are young, not having realized we have a lizard brain, only focused on being adopted into a group ( which is why younguns make great military cannon fodder ). This is why popular fad survivalist movements look so silly ( Tri-States philosophy, another philosophy based out of Idaho ). They are group herds panicking on the signal of the guru.

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As I said, no matter what you do, you are going to lose. The point is not guaranteed security here, but personal peace of mind to the extent you can manage it. Isn't that what ALL preparations are? If you keep your cash, the invading barbarians ( which in Rome were actually invited in, first, just like now here ) cannot seize it. But your leaders can and will. But switching to assets, the hordes can steal what you protected from the bankers. You could end up just stockpiling for someone else.

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Tangible Assets are not only not liquid, they are easily liquidated by force. Paper wealth, now that it is all digital, is easily spendable, and just as easily “disappeared”. Hell, it might even already be, and you'll only know when you attempt to spend it. NOT buying tangibles, you could starve while cash rich. NOT keeping your wealth in the banking system means you can be ejected from the modern living arrangement. I would say that is the exact reason the police were allowed asset forfeiture.

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The well publicized injustices actual serve the elites, as it is a cautionary tale to the masses to avoid cash under the mattress. You are cautioned against ignoring your credit score. In other words, trust us with your money, or our security forces will remove your wealth by force. Still think those lovable LEO's who asset forfeiture or Red Flag you will be on your side come the civil war? They love to TALK about observing the Bill Of Rights, but they don't PRACTICE that. They practice taking the kings shilling. Every two weeks.

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Let's switch focus back to assets. Not the regular ammo and wheat. The amounts and types of assets equal to a 401k. The three traditional types of wealth preservation by rich bitches has been, for many centuries, three things. Gold, land and painting. Gold because, duh. Land because food ( and income ). And painting probably because you need something liquid you don't have to dig up. These items transferred wealth down through the ages for continuation of wealth in families, weathering war and famine and technological revolutions. Now, we can automatically discount paintings. That is for the very rich.

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And when poor people try to duplicate that, such as with classic cars or collectible comics or trading cards, the market is far too volatile. The Little People shouldn't dabble in Rich People Problems. But land, and gold, is easily duplicated. By a mortgage and silver. Everyone tells you, real estate. Can't go wrong. Can't lose-they aren't making any more of it. You mean, like in Detroit? Yes, currently, rentals are going gangbusters. Until the unemployment rate hits falling wages and exploding demand and you have Too Expensive To Rent mortgaged assets. Real estate is best left to Rich Bitches also, unless it is junk land to eliminate rent.

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Silver is a can't miss investment. Except one thing. It is AN INVESTMENT. It isn't savings. It might not be liquid when you need it to be. An investment is where you park savings long term. Yield is only important if you are fighting inflation. Savings are there for rainy days. All Rich Bitch investments are for parking wealth, multi-generational. The paintings are probably more collateral for loans to escape a tight spot. Among other rich bitches. It is probably more of a gentleman's club arrangement. Don't try to emulate the rich. Exclusivity is built in to the arrangement.

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A 401k is savings, to an extent. The penalty for withdrawal is just a stop on instant gratification. Is it an investment? I very much doubt it. In the end, inflation always wins. The bank stealing your 401k isn't even the issue. That is a problem with the system failing. Once they yank your 401k, you have much bigger problems than no savings. Like, riots in the street and famine. If you have assets rather than a 401k, THEN your problems begin, as they are targeted.

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So, a 401k keeps your life normal until the system crashes, then your wheat and ammo stockpile keeps you, in theory, alive and in better shape than everyone else. There is another great thing about frugal preps. You don't NEED to cash out your savings to afford that. You can have your cake and eat it too. And remember, there is no right answer for everyone, just you.

( .Y. )

( today's related Amazon link click HERE )

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note: many thanks to DZ and SR for the very generous PayPal donation-Happy October to me!
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note-a minion sent me this link HERE and wanted me to share this, a trend "CWII" author Thomas Chittum warned about.  Selective LEO hiring to include gang members.
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