liquidation 2 of 2

LIQUIDATION 2
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note: SE, thanks for the very generous donation.  I thought my PayPal account was deactivated, but it worked just fine ( on the initiative of the said minion ) .  I had no idea.  I guess I could offer it as a donation venue again.  Let me ponder on this.  I still hate supporting companies that make money off me and then make me jump through hoops and beg for the privilege.  
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If you have decided that the near-enough future value of your home is close to zero without a functioning grid powering it, and if it is your view that a motor vehicle is going to be a damn skippy piss poor investment without access to overseas oil, then you need not throw good money after bad keeping those old school investments.  Liquidate them.  Right now, before the economy gets worse and you can’t sell them for love or money after the supply glut hits.

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Already, you should see that the future of employment looks grim.  If you are past a certain age you are as good as un-employable except as a Wal-Mart greeter ( and honestly, is Wally’s turn right after K-Mart?  It is official, our local K-Mart IS actually closing this time.  Five days before it closes the doors, there is a crowd.  Not enough that you have to share any isle, though.  Not one shelve is bare and prices after the discount are still more than Wal-Mart.  And they are hiring temp workers.  One imagines to crate up everything and send it to another surviving store, because nothing is going to sell.  I got a DVD copy of Zombieland for $4, the sum of all positive experiences at the store for a decade ).

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The future of homes and cars are equally grim.  If you are of the doomer persuasion ( and not all of you are.  Some merely visit here to wallow in the glory of my hair and my deity like skills as a wordsmith.  You are still welcome here-no one is required to agree with me on much of anything.  Once you get too many Yes-Men surrounding you, you lose your edge.  No thank you! ), you know that is pays to jump out of the driverless car as it slows going up hill.  You will still sustain injuries, but that is the price of early departure.  The price for not acting is a short flight through the windshield. 

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If you really want to escape, the price for most of us of moderate means is to hit the liquidation button.  If you keep making excuses, then you are not ready.  You didn’t really make up your mind.  You might like the idea of freedom, but you don’t like the price.  It is like staying with the wife that hates you.  You get lucky once a month and she has a nice rack you can’t touch.  Oh, screw it, you proclaim, better than being alone and paying her half my paycheck.  That is just rationalization.  Making excuses.  Because right now, you have 0% of your paycheck, and living with your enemy is worse than being alone.  You are just too much of a pussy to pay the price for change.

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Which is fine, if that is what ultimately makes you happy.  Some of us are happier with the devil we know.  But for the rest of us?  That house and that car are a litmus test for how much you’ll pay for your freedom and safety.  Look, this is me trying to NOT sugarcoat it.  Are you fat and weak?  Start shuffling down the sidewalk.  You’ll eventually run.  It just takes discipline.  The same with escaping if you want to be a true survivalist.  It just takes the discipline to say “no more keeping the poor investments I already made”.  Whatever you already paid?  It doesn’t exist.  It is gone.  My $6k piece of junk land?  Do you know how much it REALLY cost me?  About $32k

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I walked away from a mobile home already half paid for, and bought a vehicle to move across the country ( not to haul a years worth of wheat and two guns, but for the sake of the cats-mamma was THAT attached to them and I was still living with a willing bed warmer at that time.  So what did I care? ) and paid rent to be in walking distance of a job I thought I needed to save up to buy my own land.  Along the way I incurred a lot of expenses to eventually buy my “cheap” land.  But I never thought about that figure until just now.  The cost of failed investments wasn’t my concern.  I did whatever I needed to do to bail on the rat race.  Past investment loses did NOT matter.

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You of course can do much better, learning from my mistakes.  As covered many times, a few thousand is all you need to set up your Hobbit Hovel Headquarters.  And the process of liquidation itself is not difficult.  Heck, you could live out of your car after the house is gone, then drive that to your new land and then sell the car after you One Day Built your ferrocement dome.  Is not having a job what is holding you back?  Perfectly understandable.  I can’t really give good advice on that, as I moved here without one just months prior to the economic meltdown of ‘08.  As it turned out it took me longer than any other time in my life to land a job, but I had moved in a job plentiful climate and the expectations thereof.

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I’ve moved plenty of times with no idea of the where I was going or what I was going to do once I got there.  But back then, I was also footloose and fancy free, a stuffed duffle bag all I had to my name and very little cash in my pocket.  You could do that back then.  Even the worst places economically had at least one or two jobs you could do, even if you preferred not to.  It is a lot harder now.  EXCEPT!  If you don’t have to pay rent, or make credit card payments or auto insurance payments, while scary as Hell, not having a job does carry a lot less negative consequences. 

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So, it might be a bit more angst ridden, rolling the dice on ever being gainfully employed again, but if you have the choice on staying, in debt, with a job that will eventually expire, or just embracing unemployment now on your terms, which would you choose?  And no, I don’t mean to sarcastically imply there is only the one obvious choice.  The Devil You Know isn’t always the wrong choice, unless you truly are ready to change.  Don’t embrace the Suck now, just because someone tells you it is the best gamble.  It was for me.  But your results aren’t guaranteed.  Manly Men of Alpha Type sensibilities will give you rigid advice born of conviction.  That conviction pretends to be wisdom, prettied up for eager consumption.  But ultimately, you need to follow YOUR own advice. 

( .Y. ) 

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