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Monday, November 2, 2015

no dinero 1 of 2


NO DINERO
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NOTE: the November issue of Malthusian Survivalist Newsletter is available:
MSN no4
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Idaho Homesteader, used to working around the need for much money, is the steady source of article ideas which is her payment for reading my world class drivel ( I’m still using the last batch, this time for the monthly magazine-the idea on the danger of in-laws has become quite lengthy and is going to be a two parter.  There are those that buy Amazon items through my links or send me Happy Festivus cash, who might think she is getting off cheap.  But article ideas are the hardest part of this job and she has the right ideas on what makes my brain sit up and take notice and not anyone can do that ).  Well, here  she goes again with another good idea.  The need to plan for no money coming in as a prep for the economic collapse.  You might think this is a stupid idea, regurgitating the tired advice on having six months savings, but that is why she is my go-to girl for ideas and you are not.  Her seemingly no-brainer idea is actually quite profound as none of us have any experience actually living this advice, and it is one of those “seeing the trees and not the forest” kind of lifestyles.  We simply don’t have any concept as to how to go cash-less for any length of time.  This isn’t a how-to article.  The instructions are butt simple: live with no bills of any kind.

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 This is a notification that we had all better change the way we think real quick, because while the collapse will in most probability happen in our lifetime, even for us old farts ( I am NOT genuflecting towards the bright star of Al Gore, but I can’t believe anyone thinks our “every other week a One In A Thousand Year Storms” are not a result of the ice melt queering the Atlantic conveyor belt, which is a complete game changer weather wise which is, hello?, hello?, Bueller?, Bueller?, going to friggin mess with our food production and port oil facilities ), it won’t be quick enough for your meager savings.  The only sensible solution is to plan on surviving long periods without money, while in a pre-collapse economy ( hint: no fair looting your neighbors at this point ).

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I.H. made comment that even with her multiple sources of income, in the Aught Eight Financial Flush everyone was so desperate for any income at all that they all under bid each other just to get some operating capital and were often getting below cost from IH‘s former customers, and they had to learn to live on no money coming in for a good long time ( their savings basically just being used for property taxes ).  Besides telling me that it is NOT a good idea to have that high of property tax ( she grows her own food, so it isn’t like this is a BAD place to live, just that the new reality is that rainfall usually equals a parasitic government so you pay cash one way or another.  Firewood, hunting and gardening are great exchanges for a location with high taxes, but you can’t ignore the reality that this is a future problem of great magnitude ), it tells me if a family with kids can learn to live on no money, you have little in the way of excuses yourself. 

More Next Article

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15 comments:

  1. Property taxes don't necessarily have to be too high in North Idaho. Live in the backwoods and don't put in to many permanent buildings on your land.

    I have three parcels. Two of them are twenty acre pieces with no permanent structures. Sign up for 'Timber Exemption' through the county tax office. On these two parcels, my taxes are only around $85 each, per year.

    $85 per year in taxes for twenty acres which gives you all the firewood you need, a pond for irrigation water, gardening space and hunting. Seems a pretty good deal to me. Park a trailer, tiny home or teepee and you're all set.

    If you decide to put in a cabin, they will charge you 'full price' in taxes for one of your acres, the rest can still be on Timber Exemption. If your cabin is your primary residence and you're an Idahoian, they will deduct a 1/3 of the value for tax purposes as a Homeowners Exemption.

    If you have a residence, you will also be charge $100 a year for trash disposal through your taxes. But you can pretty much dump as much as you like for no additional charge. You are responsible for getting your trash to the transfer station. There is usually a 'free table' full of stuff to look through so you can figure that offsets your cost. I get clothes, boots, coats, canning jars, pots, kitchen stuff, camping supplies, cases of freeze dried food storage and once, an unopened bottle of Grey Poupon.

    For the services I receive -- great libraries, good schools, well maintained roads, snow removal, I find the taxes up here fairly reasonable.

    Idaho Homesteader

    ReplyDelete
    Replies
    1. I'm certainly not claiming Idaho taxes are worse than Nevada's. Our property taxes blow monkey balls. And I can bet your snow removal is much better than ours ( not that it snows too much here, being in that thousand year drought and all ). My point is for all the pluses, you are saddled with higher taxes ( our definition of high might vary ) that must be planned for. Oh, and our library here is starting to suck. A half hour to find one stinking book, after not going there for three months. Anyway, I hear what you are saying as I pay one third the taxes on raw land, but have no water or trees, so I am the one over-paying. And I imagine I overpaid on the acre, also. No perfect place, just better places with less compromises.

      Delete
    2. The other positive about living up here - no poisonous snakes.

      Though, you may get eaten by a mountain lion. ;)

      Idaho Homesteader

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    3. Most of the snakes here are harmless, although others swear rattlers are around. Little bastards.

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    4. 4000 square FEET of dirt inside the City of Portlandia, with a 630 square foot 110 year old house had taxes of 1850 last year, 790 in 1999. Multnomah County library is fantastic, with good Inter-Library Loan. We had a lost mountain lion last year in town. No poisonous snakes, but plenty of rats (4-legged, and 2). Black mold from nowhere, in the Valley of Death.

      pdxr13

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    5. So, NV isn't the only ones to double taxes the last few years. I'm sure the first year of the next huge economic downturn ( if it isn't our last ) they will do that again. Why cut back spending when you can just tax more. The plebes have money rolling out of their ass.

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  2. Look forward to the rest of this.

    ReplyDelete
  3. Does this Idaho Homesteader have a website?

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    Replies
    1. Nope, I just post on a couple of forums and comment here.

      My hair is not near as shiny and luxurious as Jim's so any blog I would write would just be a mere star to his sun.

      Idaho Homesteader

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    2. You are too modest. What you mean is you refuse to waste your life writing for free. Good think I know I'm an idiot but don't care.

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    3. Ghostsniper, I asked myself the same question after reading this post. IH, you seem to have alot of experiences to share and have pretty good writing skills. No mortal will ever approach Lord Bison's silver tongue....uh..keyboard but would love to see some guest articles perhaps?

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    4. I'm interested in reading those articles, any clues on how to find them?
      I can be contacted at: creative1986 at gmail.com

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    5. I sent you an email, GS.

      Idaho Homesteader

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  4. I had a dollar once, but it got lonely and left.

    ReplyDelete
    Replies
    1. Good riddance, the little bastard had no loyalty. Plus, you avoid the Siren call, now.

      Delete

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