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Friday, December 23, 2016

finances for collapse book 6


FINANCES FOR COLLAPSE 6
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note: you all know my unabridged hatred towards Christmas, which has degenerated into nothing more than pure blinded greedy panic.  Not just greed for gifts and profit, but worse-an almost herd panic and bolting which is embarrassing and ensnared me in its grasp.  Yet, this year has seen a slight decrease in the increase in the worst effects, so I am grateful and hereby feeling slightly relieved and so magnanimous.  And will gladly wish you all a Merry Christmas.  And Happy Festivus, of course.
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COFFEE AND CABLE

Of the many, many, uncountable near infinity number of reasons that Yuppie Scum Survivalists chap my ass to the point of dangerous blood loss and infection, one of the biggest pet peeves, sources of irritation and reasons for Going Postal levels of hate is that the holy brethren are taught that they can indeed have their cake and eat it too.  Don’t worry, rich dude that can afford to wall off the rats carrying plague as the rest of the cities inhabitants die horrible deaths puking bloody liquefied internal organs down their chins, just pay a reasonable remittance, an “indulgence”, and your foul sins that delivered your wealth will be officially forgotten by the Church leaders.  You can sin and face no consequences other than that vapid hollow feeling in the pit of your testicles when you only have ONE room filled with gold rather than two.  To the worthy, and the worthy are judged by the thickness of their wallets ( just as their wives judge them ), no deprivation  is necessary in their lives past the point of human sacrifices on the alter of Mammon.  Once that is accomplished, nary a worry wrinkle shall crease your fine face as your wealth assures your earthly heaven is at hand.

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For the rest of us, the peasants, sacrifice and the inability to satisfy our every whim without hesitation are just normal parts of life.  It used to be called “building character” prior to the mass commercialization of everything which made consumption by debt normal for the 10% who had some mistaken notion that The American Dream included them.  Now we have a couple of generations of Marshmallow Men masquerading as productive citizens.  Not productive as in earning a paycheck but as in justifying the air they breath.  You poor dear, the thought of going without Starbucks ( I don’t care if it is a triple decaf latte or a plain cup of drip, they are pure unbridled unnecessary luxurious indulgence where peacocks and peahens strut and display their superiority ) or 300 channels of cable TV are unbearable to you.  This is their idea of sacrifice?

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All the gurus tell their charges to finance their prepping activities by bravely skipping their retail coffee and cutting the cable.  This windfall of two grand a year supposedly will allow you to buy years of freeze dried foods for the family, finance the purchase of dozens of semi-automatic weapons with corresponding crates of ammunition and move out to a McMansion in the country.  All it does is give these poor clueless bastards the illusion they can sacrifice and persevere through hardship.  After all, they bravely switched to K-Cups coffee and three streaming channels and have now pocketed the difference of-WOW!-a grand a year.  That should buy one third of a mandatory Tactical Tommy Super Ninja FLIR scope. 

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Now, let me explain the last paragraphs.  Yes, I want YOU to feel bad if this described your efforts.  If your idea of prepping is to have extra shells for your shotgun for looters and extra cases of canned goods for a three week power outage, you don’t exactly need to sacrifice all that much to feel prepared.  You can get by with this crap.  If you really think the ass is going to fall out of civilization, not only do you need to actually make a substantial monetary sacrifice, you also need to stop acting like a big pussy and make the mandatory mental transition from pampered prince to prepared peasant.  Sacrificing luxuries ain’t going to cut the mustard.  You need to get rid of the huge expenses, not the petty ones.  Yes, watching every penny will save dollars, but you don’t start out small at the bottom and expect to work your way UP.  You need to start at the top and bottom simultaneously.  For me, getting rid of rent and a car was the way to live so frugally I could prep on almost nothing.  I also never stepped foot in Starbucks ( a fine enough establishment in its own right-they were some of the first to donate to the Food Bank way before it became a profit center to replace lost sales-but it is the epitome of all that is wrong in our culture ) or watched anything other than over the air broadcast TV. 

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I know a lot of you will argue with me about the car part, and that is okay as you have valid points.  I’ve spent my entire life since puberty trying to avoid owning a motor vehicle and have largely done so.  I can avoid the damn things and hence live frugally as a matter of course.  Most of you just got introduced to the concept after a lifetime of hugging and squeezing and making them yours forever and ever ( Bugs Bunny reference ) and your living arrangements reflect that.  The thing about a car, though, is that even if you can’t shake the habit, you can at least downgrade your reliance.  You can buy a clunker and do your own work, use one as a business expense, live out of one, work towards NOT needing one, whatever.  But the rent part?  That is pretty much non-negotiable if you need to drastically cut expenses.  With a car, most of us can start walking if need be.  But if you pay rent, not only is that half your income, it is your worst vulnerability.  If you become unemployed you become homeless.

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Even if you can’t stop paying rent, you can do better than most with just a bit of sacrifice.  Paying rent for a trailer spot is half, if not a third, of an apartment.  Then you have the trailer to move out to your junk land.  Everyone’s situation differs, and one size does not fit all, but the main point is you do NOT fiddle-hump around with tiny savings.  You attack your largest bills and smallest, all across the board, simultaneously.  You sacrifice comfort for savings.  Root up in your vagina and try to find your pair of testicles you’ve been hiding.  If you can’t move into a smaller residence, what makes you think you can handle the lack of central heat after the Apocalypse, along with no refrigeration or 24/7 entertainment?  Practice not being a pussy.

END
 
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25 comments:

  1. My thoughts on Yuppie Scum Survivalists is that they are like so many "Christians". they don't really believe its gonna happen soon or they would live differently.
    Prepping is a cute hobby for them.

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  2. For those that started off preparing many years ago, the super survivalist bunker located in pristine remote wilderness was probably a feasible concept, even amongst the less than wealthy. But for everyone else it's all about compromises. As someone that's constantly looking for inexpensive and simplified loopholes within the system, junk desert land works for me. A motorcycle, while far less than desirable when compared to a car, can be operated for a fraction of the cost. I don't think that most of the minions discount your views on cars as much as you think James. It's just that most junk land is in very remote areas that make commuting with a bike or public transit impractical or impossible. If you're that one minion that can telecommute with a satellite dish, then you're in a wonderful position. That only leaves those that can live without an income. The rest will most likely need some form of transportation beyond a bike.

    And you're right, it's not the little things that will save you money enough to make any real difference, rent being the biggest drain of them all. If you must pay rent, sometimes you can find a sweet deal where you can rent a shed in someone's backyard for a fraction of what rent would normally cost. I've actually known a few people that have done this, and it worked out well for them.


    “I also never stepped foot in Starbucks”


    Fortunately it's getting easier to avoid such frivolities, as a lot of these mega corporations (Though I'm not sure about Starbuck's) brazenly support leftist political ideologies. After the last election, it was made well known who they were, and many of these hollyweird stars, musical artists, and corporations, will never see a dime of my money ever again. The good thing is that hollywood has sucked for a long time, and hasn't come up with anything original for years now. Also, never liked that cocksucker De Niro, Springsteen, Bon Jovi, (Only had one hit back in 1982, and has sucked shit ever since) or Katy Perry (though the bitch is hot) making a boycott of these idiots rather easy.

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    1. Of course, it can get complicated judging stars in Hollywood. Tom Selleck made a lot of movies, all profitable, but started losing work for his libertarian views. Yet now, he is in a fascist police state TV show. Is he right, left, or otherwise? But I do agree movies have blown chunks for some time. Disney bought out Lucas and have buggered a once good series ( good, not great-nothing ever compared to the original ).

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    2. “Tom Selleck made a lot of movies, all profitable, but started losing work for his libertarian views. Yet now, he is in a fascist police state TV show.”


      Interesting that you bring this up James, because I have seen this show, and am appalled at the agenda in place here, as well as all the other police shows on the air today. “The perp was a dirty, rotten, scumbag criminal”, so his rights didn't count, as they brutalize him, and the mindless drones watching these shows agree that he “had it coming”.

      Another show that kind of gets me, and is produced by and stars another hollyweird “conservative”, Tim Allen, is that show “last man standing”. Seemingly innocuous, and at first glance, “right wing”. But upon closer examination, I see a subtle feminist agenda in place, as with his last show, home improvement.

      But no worries, as one of your minions I'm wise enough to spot bs a mile off. People that aren't, probably wouldn't follow a site such as this that requires critical objective thinking, which in my opinion at least, should be considered a blessing.

      And yes, Disney, pc, sjw, and feminist fucked the star wars franchise to hell, and I'm sure anything else it gets its dirty hands on today.


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    3. I don't want to blame Tom, a brother needs to work, and it is a shame that such a well done show is used to deliver the agenda. Last Man Standing seems to use conservatism as a gag line, so even when delivered with a smirk by Tim, you still are supposed to side with liberal ideas instead. Spotting this crap is easy, but my fear is that repeated propaganda is still effective, even if diminished. Not that this stops me from watching those shows as I need the non-stimulation at the end of the day for my Soma :)

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    4. Politics can be rather confusing today James. You have today what I like to refer to as “canned politics”. That is, if you are on the left or right, you must follow a pre-determined script, and any deviation from the main talking points gets one labeled a “right winger” or a “left winger”, depending on which side you fall under.

      As an example, I find it ironic that the neo-right mindlessly supports any and all actions by modern law enforcement (i.e. the police state) which in principle, is actually left wing. And also strong abortion laws (which is also left wing in nature as it involves loads of government intrusion into one's personal life, regardless of one's personal beliefs on this matter).

      Yet oddly, the modern left opposes the two above mentioned institutions/policies, which ironically, is actually right wing in principle.

      I do get a kick out of stupid liberals spouting off about those “right wing nut jobs” (Usually on faux news channel, or one of the radio shows, such as Beck or Limbaugh, or just republicans in general) because it tells me that these idiots have no idea what the term even means (Hint, it doesn't apply to any of the above mentioned groups that absolutely love government as long as it's their own side pushing for it). Or labeling someone a “homophobe” for exhibiting disgust at two perverts cornholing one another, which isn't a phobia at all, but rather a normal reaction that a normal person living in a normal society has towards such perversions and deviancy.

      I watch almost no TV anymore, outside of Family Guy occasionally, and some of the Discovery survival type shows, and that's about it. I'm quite fond of the old time radio programs, which are not only surprisingly good, but also void of all PC nonsense.





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    5. When the left and right mimic each other and when each political party stands for the same things ,best just to ignore all the chatter. Or, "canned laugh track". I assume that was also part of your reference?

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    6. “Or, "canned laugh track". I assume that was also part of your reference?”


      Nah, I'm not that clever James :D I just meant that politics today is a pre-packaged deal; perhaps it always was on some level? Meaning that people on both sides must follow the rules of what their side is supposed to believe in, as determined by the leaders of their movement, and any deviation from said rules gets one labeled an unpleasant word.

      As an example, there's a DJ out there by the name of Tom Leykis (Online only now) that speaks out about the perils of modern marriage and women, and gives advice to young men accordingly. Despite his politically incorrect views on this particular topic, Mr Leykis is a leftist through and through. But I can't tell you how many of his fellow liberals that I have heard refer to him as a “right winger” due to his politically incorrect views with regards to women.

      Oh, and hope you have a good holiday, and receive some cool gifts! I'd wish you a merry Christmas, but I think that you're probably so disgusted by the institution that it's become, that I won't bother.



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    7. It is always safe to wish one a Happy Festivus.

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  3. Tough love

    It's the truth but the truth can be hard to face.

    Years ago I bought a push bike and started riding to work. Then once I'd proven to myself that it was viable I ditched my car. The money I saved allowed me to build up enough of a deposit on a house that mortgage repayments were less than rent (my signal to buy). Unfortunately where we bought necessitated buying a car which you could say that should have been added to the mortgage repayments.

    I really liked the Prepared Peasant idea. I like it so much it's now the name of my written prep plan which is basically "The Frugal Survivalist" scored out and my name written in :-P

    Seriously though, I have the Frugal Survivalist steps condensed down to action steps as well as other preps I can frugally do (Fire blanket & extinguisher, clothes and essentials at relatives place in lieu of bug out location etc). But I keep in the forefront that it's BTN (Better Than Nothing ... feel free to steal that idea... Just kidding) THEN it's hammer debt until my Banker cries out in despair "DINGO! Why hast thou forsaken me? I thought we were mates?" to which I produce a needle and laugh and say "Banker! Get thee out of my pocket thou lowsem pond scum. Whenst thoust can fittest throughest the eye of this needle then thoust can share in the bounty of my homebrew for its most tastiest on a hot morrow"

    END of transmission

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    1. What the hell is a push bike? Sorry, is it an Oz thing? Or am I being obtuse?

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    2. Push Bike, Treadly, bicycle

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    3. So, a "bike" is a motorcycle, the same as here. And "push bike" is a bicycle??? I always have to catch myself to not use "bike" as most readers think "motorcycle".

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    4. In Australia a bike is both a push bike (pedal powered) an a Motorbike. It's usually obvious which it is.

      "I'm going for a ride on my bike" said by a fat tatted up man with attitude and wearing leather as he slams the door = Motorbike

      "I'm going for a ride on my bike" by a lean bloke with enormous calves wearing skin tight clothes = Push bike

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    5. However, he said being contrary as always, "you need a bike for transportation to save money" can be confusing. A little money, with a motorcycle, or a lot of money with a bicycle.

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  4. You've said this often enough that I'm wondering if you're confusing Catholic distinctives with Christianity? The Protestant Reformation in the 1500's broke from the Catholic church following 95 points that Martin Luther outlined where the Catholic church had strayed from Scripture. Indulgences were one of them and I would agree with you 100% the doctrine of indulgences is a disgusting, embarrassing, perversion. There isn't one single verse or group of verses in the Scripture that can be used to support it. Sadly, many Catholics are unaware they have recently been "allowed" by church leadership to read the Bible themselves. Back in the Middle Ages the Catholics would execute commoners who had a Bible. "Only we are smart enough to understand it, but don't worry, we'll tell you what it says!" Yeah right. With regard to the complaint of "Solarman" above, I'd have to agree. If you claim Christ, back it up by doing what He commanded. The Bible has many examples of people God killed who at least at one point claimed to be His but intentionally rebelled against His law, presumably to ask for forgiveness later after their premeditated sins.
    Merry Christmas,
    Peace out

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    1. I look at Roman Catholics, Papists, as one group, and all other Christains as another. Papists were the thousand year reich Hitler wished he had. Not that other religions haven't been used by politicians for evil ends, just that their impact was far less.

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  5. "...use one [a vehicle] as a business expense..."
    ===============

    That's it right there.
    Know what your biggest expense is?
    That 1/4 of your pay that is stolen before you get it.
    Just stop it.
    There is no sane reason to let them steal your coin. Period.
    Except stupidity. Cowardice, and ignorance.
    Almost EVERYTHING I have purchased since 1986 has been a business expense. The tablet I am giving to my wife in 2 days is a business expense. I'd much rather give my earnings to my wife than faceless thieves, wouldn't you?
    Anybody can buy a business license for around $50 a year and then you can stop the thieving.

    Anybody that is NOT stopping that 25% up front thieving is in no position to tell anyone else how to spend their money.

    Get serious about prepping, if you dare.

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    1. This is along the lines of my writing income-it is all business expense, turned into reference books. At times I miss the added income. Then I go look at my day job check stub and see how much my $500 a month take home used to be prior to deductions. I don't even like thinking about the 50% hidden cost taxes in EVERYTHING you buy.

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    2. I run a small (struggling) business. I don't pay income tax as my "pay" is a loan that my business gives me each week and at the end of the financial year the business writes the loans off as bad loans (but keeps giving them to me?)

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    3. Taking "trashing your credit" to a work of art.

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    4. "I don't pay income tax as my "pay" is a loan that my business gives me each week and at the end of the financial year the business writes the loans off as bad loans (but keeps giving them to me?)" -Dingo

      A loan you don't pay back (default on) is looked at by the IRS as "income". Even worse is if some collection agency came into possession of the company receivables and got a judgement against you for the total of your (draws). That would suck. You might be able to re-file the (draws) as "pay", but you would owe taxes/fines to the 6 layers of government. Best luck, Dingo.

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    5. Keep in mind that Dingo is from Down Under. Oz has different tax laws. ( name reference: "a dingo took my baby!" )

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    6. All governments see money that you have beyond bare exhausted survival as a possible revenue stream.

      They might take all of your cash and issue you a "bare survival card" so you can eat high-carb/all-gmo sick-soon food at the indigent chow hall, between mandatory labor and beat-downs to please The Court.

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