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FRUGAL LIVING 25

MEDICAL INSURANCE

I don’t know why any sane person would think anything coming from the lips of Obammy The ( White ) House Negro ( for those lacking any residual curiosity for learning and view books as funny looking movie scripts, a House Negro [ or usually, the other N word ] was a selected slave who was allowed to dwell in the house of the master as butler or man servant or such and was fed and clothed better than the field hands, a nicer, softer servitude in return for which he felt no solidarity to his brothers in chains ) ever approached the status of truth, logic or intelligence.  The man is nothing more than a suntanned Bush, evident to all who see his actions without bothering to hear the propaganda.  Yet, suddenly, as his large floppy lips began their inevitable motion, an activity that only ceases when the required Oral To Master Central Banker Rectal Administration is called for ( one imagines, several times a day since there are trillions to be administered, then further trillions, etc. ), suddenly everybody has a divinely inspired understanding that We Must All Be Insured Now And If We Aren’t We Shall All Die An Inglorious  Death Immediately.  Out of the blue, health care must be had by all!  And the flaming retarded moronic mob of a public goes along with it as if Baby Jesus Himself had degreed it.  It’s a mite embarrassing, especially since insurance costs will now double ( for the lucky few ) or go up even higher, and is blatantly nothing more than another banker bailout.  Funny how I lived for thirty years and was only covered for a few of those.  Why didn’t I spontaneously combust without insurance?  I mean, if some illegal immigrant knows what is good for me, shouldn’t I listen?

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Having medical insurance is a White People Problem, like having enough minutes on your cell phone or living by a good school or the cost of Fair Trade coffee beans.  If you are poor, and there are more and more of us here in these “greatest country on earth pinky promise” United States, you don’t get insurance.  If you have a cavity, you pull the tooth for $200 rather than spend $2,000 on crowns and crap which is mostly about cosmetics ( I was astounded by the ten year difference between dentist visits, the first working with my limited budget, the second trying hard to push all the better cosmetic options- and the second was at the Sliding Scale clinic! ).  If you get sick, you take care of it yourself with some suffering.  If it is life threatening you go to the ER and pay them back for the next five years ( don’t be too nonchalant about paying them back these days as they love wage garnishment and asset forfeiture ).  I’ve already spent one quarter to one third of my life in economic indentured servitude.  I’ll be damned if I’m going to pay some doctors to turn me into a walking-with-a-walker zombie full of twenty kinds of drugs to stay alive so I can work when I’m 80 paying for their golf lessons and turning their kids into Harvard Humpers.  I’m NOT going to the doctors if I can possibly help it.  I’ll stay alive longer, not being exposed to Super Germs, or, I’ll die early but unaware of it prior so I’ll have less stress. 

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I’m not suicidal, I’m just aware that refrigeration and modern sanitation have done more to elongate our lives than any medical advances.  Doctors are great for sudden catastrophic injuries.  For keeping you going way after your expiration date, not so much.  And certainly not for counteracting effects such as radiation poisoning, hydraulic fracturing toxins in your drinking water or the probably hideous metamorphoses  your cells undergo from Genetically Modified Organisms.  I’ve had fifty years of 99% health issue free living ( knock on wood! ) and will have another ten to twenty.  I know my time being up will not be on my preferred schedule.  Tough cookies.  Medical insurance is only surgery on my wallet, not a magical life extension.  Even if I was silly enough to pay $200 a month for it, one third my take home pay, I’d still need to crap out another three months gross wages in a deductible.  So, insurance I can’t use, one third my pay.  Insurance I CAN use, two thirds my take home pay.  I think I’d die of stress just from that before a medical issue took me.  And if it does?  That is life and rolling the dice.  I could have insurance up the wazoo, and still get flattened by a car on my bike tomorrow.  One of Obammy’s humping relatives from Kenya could stop by my town to visit the legal brothels tomorrow and cough Ebola on all of us.  Or, hey, and when the medical and/or financial sector goes feet up in the upcoming collapse, all that money you spent on insurance is suddenly null and void.  Your best bet for an improved life is not medical insurance, but doing what we are talking about, living frugally.  Much less stress, far more exercise and much better food since you can’t afford processed crap or fast food.

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